Ten Ways Start-ups Use Venture Leases And Loans To Generate MillionsWritten by George A. Parker
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6.To bridge-finance equity transactions. Occasionally, start-ups are able to obtain short-term loans to bridge upcoming equity transactions. These loans are usually well secured by all-asset liens against these companies and are generally available for short time frames. Most venture lenders who provide this type of financing require equity kickers in form of warrants to purchase stock in start-ups or stock issued directly to them by start-ups. 7.To hedge against rapidly depreciating equipment. Venture leases can be structured as fair-market-value leases. These leases usually allow lessees to renew leases at fair-market-value renewal rates, to purchase equipment at fair-market-value purchase prices, or to return equipment to lessors at end of leases. The return option allows start-ups to conveniently dispose of obsolete or unneeded equipment. 8.To replace venture capital. Start-ups are using loans in form of subordinate debt as a substitute for additional equity rounds. These loans can be collateralized or unsecured and can be used for many of same purposes as equity funding – to continue product development, to add key personnel, to expand marketing and to support sales efforts. Venture lenders generally charge a premium rate for these loans and require sizeable equity kickers in form of warrants or ownership shares in start-ups. These loans are generally cheaper than equity financing and may amortize faster. 9.To spread equipment cost over productive life of equipment. By being able to spread cost of equipment over an extended period, start-ups can get productivity out of these assets while they pay. Paying for assets out of internal cash has just opposite effect. 10.To quickly build out infrastructure to allow all employees to be more productive sooner. Venture leasing and lending allow start-ups to add computers, phone systems, networking equipment, software and other business essentials quickly. Employees can be more productive sooner and benchmarks can be reached faster. Using venture leases and loans is a smart choice for savvy entrepreneurs. It allows them to build substantial equity value with minimal dilution. These arrangements usually do not require board representation or loss of management control. Start-ups are able to add needed equipment and finance working capital with lots of flexibility. Additionally, these forms of financing are significantly cheaper than likely alternative, more venture capital financing. Savvy entrepreneurs have discovered these advantages and are using them to put their firms ahead of pack.

George Parker is a Director and Executive Vice President of Leasing Technologies International, Inc. (“LTI”). Headquartered in Wilton, CT, LTI is a leasing firm specializing nationally in equipment financing programs for emerging growth and later-stage, venture capital backed companies. More information about LTI is available at: www.ltileasing.com.
| | The one essential thing you need to make money on ebayWritten by Ebay Steve
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So how do you go about getting a USP for your Ebay auction? THINK about it! Check out auction titles for similar items and make sure you don't simply copy someone else's. Put on model and make numbers, for example, or color. In terms of a description, ALWAYS write it yourself. Sure, you can start with a standard description, but more you tweak it, more potential customers will think you stand out from crowd. Just be careful to leave essential info in there! When it comes to images, if you don't have a digital camera, you are basically stuck with using stock images. Think about leaning how to manipulate images to make a subtle change - perhaps crop image, change contrast, and so on. Whatever you do, make sure it is SMALL - nothing scares potential customers away faster than slow loading pages. Gifs are usuall best, then Jpegs. Try not to use pngs or tiffs. With these simple tips, you can ensure success of your ebay auction whatever size of competition!

Ebay Steve owns and writes for www.ebaySteve.com the #1 web site for free advice on how to make money from ebay.
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