Tax Advantages Of A Small Down Payment

Written by Syd Johnson


Continued from page 1

Use deductions to build up wealth Don’t get too concerned with your annual mortgage payments because your house will automatically increase in value every year.

You can userepparttar extra cash to invest in a tax deferred retirement account and secure a better financial future for your family. If you think about it, owning a home is like setting up an automatic savings plan. Use that to your advantage instead of pushing yourself torepparttar 112098 financial brink to pay off your mortgage.

Take advantage ofrepparttar 112099 tax benefits of financing your home and make your money work for you.

This article may be freely distributed as long as there's an active link to http://www.rapidlingo.com Syd Johnson Editor


Debt Consolidation

Written by B Hunter


Continued from page 1

Having acheived a consolidation, you will still need to make some fundamental changes to your life. You have to get back onrepparttar track of spending less than you earn. Only when you have done this will you be able to increase your repayments, and getrepparttar 112097 size ofrepparttar 112098 debt down. Getting spending down is not actually as hard as it sounds. For example, many people think nothing of spending $4 or $5 on a Starbucks coffee and bun first thing inrepparttar 112099 morning. Why? They are 'treating' themselves because it is such a struggle going to work! Try waiting till you reachrepparttar 112100 office, and drinkrepparttar 112101 free coffee there. Granted, it doesn't come in a fancy cup, or have a caramel splash, but it's F-R-E-E. And forgoing a single $5 coffee every day will save you $100 a month. That's $1200 a year, ignoring interest! Think about it, and you will start to see MANY opportunities to scale back spending. Make your own sandwiches, and take them to work - far cheaper and much healthier than a McDoodah's!

So how do you choose a debt consolidation company? Ask your friends and family. Don't be embarrassed, many people end up in debt thru no fault of their own, and your family will probably be supportive. Never go with a company that wants your paycheck, and then sends you on a much smaller check - you are effectively handing over control to a third party here, and getting into control of your debt is an empowerment strategy, not a wimp out clause. Never agree to anything overrepparttar 112102 phone, and ALWAYS getrepparttar 112103 paperwork checked, even if just by your partner or sibling. They may spot something you missed. Stick withrepparttar 112104 big companies - even though their deals may look slightly less attractive, they won't try to screw you. There are a range of well regarded debt consolidation companies over at http://www.nodebtever.com .

If you can follow these simple debt consolidation tips, you can quickly get your debt problem under control and get back onrepparttar 112105 path to a debt free life!

Brian Hunter hosts debt consolidation courses for www.nodebtever.com , dedicated to helping you stamp out debts


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