Q11. What is minimum balance? A. There is no minimum balance and there are no minimum or maximum withdrawal amounts.

Q12. What are running costs? A. Swiss banks typically have premium fees.....but...this Swiss bank has exceptionally low fees - no fees if you have more than 10,000 Swiss francs/US dollars/Euros. Otherwise just 3 Swiss Francs a month.

Q13. How do I access my money? A. You can transfer money in and out of your account to any other account by Wire. You need a bank account in your name to wire into. This is for your own security. Withdrawals are normally credited to your account within 24 to 48 hours depending on time of day your instructions are received. This is not a checking account.

Q14. How long will it take to open an offshore account? A. We can set up an offshore account in 24 to 48 hours.

Q15. What other products are there? A. There are a range of investment products including savings and currency dealing. You can conduct foreign currency transactions between your accounts by logging on and clicking "Buy and Sell Currencies". These transactions are free, and you may conduct as many as you wish.

Q16. How can I pay? A. For more information on how to pay click here

Q17. Which currencies can I pay with? A. At this moment in time we only accept US Dollars, GBP Pounds Sterling and Euros for our services.

Q18. Are there any other fees? A. There are no other opening fees. There are modest fees if you wish to wire funds out of your account ($15 per Wire). There are no running fees if you have more than 10,000 Swiss francs/US dollars/Euros. Otherwise just 3 Swiss Francs a month.

Q19. Can I live outside Switzerland and still have an account? A. Yes. Most countries are approved.

Q20. What is credit rating of bank? A. The bank has been rated by both international rating agency, Dun & Bradstreet (D & B), and Swiss rating agency, Creditreform. Their D & B rating is 3A1, with a score of 96 out of 100 (average banking industry 77). Their Creditreform rating is 190 (100 = highest rating, 600 = lowest rating).

Q21. Can I conduct stock-exchange transactions via bank? A. No

Q22. After I open an account, can I change name of account name? A. For security reasons you cannot change name of account.

Q23. Why do I have to make first deposit with my credit card? A. Swiss banking regulations require positive verification of each customer's identity, and using a credit card helps serve that means. Please note you will need to be a holder of a Visa, Eurocard or Mastercard to order this product

Q24. Why can't I make an opening deposit of more than 50 Swiss francs, 50 Euros, or 50 US Dollars? A. The bank has set these limits in consultation with Swiss Federal Banking Commission for security and regulatory reasons, and to prevent money laundering.

Q25. Will Swiss franc still exist after introduction of Euro in 2002? A. Yes.

Q26. Can I have my salary directly deposited in my Account? A. Yes. Just tell your employer to wire money directly into your Account, using deposit instructions that you will be given.

Q27. Is it possible to use Account for loans? Can I go into debit on my Account? A. No. you can only withdraw up to amount of your current credit balance on your Account.

Q28. Can I use an Account to pay my bills? A. No. Accounts are not intended for bill paying. You can transfer money only into one of your Withdrawal Accounts (an account in your name at another bank). You should consider this Swiss gem a nest egg account.

Q29. Why can't I send a check or cash? A. The bank doesn't accept checks or cash in order to keep their costs low and therefore be able to offer you attractive interest rates and advantageous conditions.

Q30. Do I have to visit bank? A. New Swiss banking regulations that came into effect July 1, 2001, require customers to appear at bank in person to verify their identity within three months of exceeding an account balance of 500,000 Swiss francs or equivalent, or depositing a cumulative amount of more than 500,000 within time period of one month.

============================================== Offshore Boom

"...easy access offshore banking and asset protection"

http://www.OffshoreBoom.com contact@OffshoreBoom.com

"Learn from mistakes of others. You can't live long enough to make them all yourself." - anon. =============================================

You only buy items that you know you will use yourself, personally. You are not buying for resale. You are buying a two-year supply of things you know you will use, for sure. Toilet paper is one of them. (Make sure you try brand out, to see that you will like it.) Smart and Final has many things in bulk. Compare prices at Costco, Smart and Final, 99-cent store, and if you can find distributor that 99-cent store buys from in Downtown LA, you will really be buying cheap.

First step. Make a list of everything you buy on a regular bases. List non-food items, bathroom items and dry or canned food items. Do not buy food rats can get into. Grains must be in steel drum with bags. You will be shocked at how much 20 lbs of rice will cost you compared to a one pound bag, about a quarter of cost or less. Do not buy clothing, because of change of styles and weight. You can buy men’s socks and underclothing when you see a real close out at 80% off. Men wear same style all their lives and their weight tends to be constant. Do not do this for children or woman. Things change too fast.

Second step. Price shop so you will know what are good prices and bad prices. Do not buy yet, just price shop.

Third Step. Decide how much inventory you want to have, how much money do you have to spend and how long it will take you to use it all up. Where are you going to put it so that it will be safe and dry? Not a public storage place, please. The rent will eat up your volume buying profits, real fast.

Fourth Step. Look for close outs so you can buy cheaper than best price you planned on and then have fun buying.

Hidden Bonus: There are also non-profit advantages to this program that you should be aware of. In case of an economic depression you have food. That means if you loose your job, you still eat. Your unemployment check can then go towards rent, gas in car, car payments, and fresh food. You will already have most of toilet items and other things you will need, until you get a job.

In case of a natural disaster or a teamster strike you will have your well-stocked private supermarket with those needed items. The IRS closed down Howard Ruff, a newsletter writer in 1970’s. They attached all of his bank accounts, and locked front door of his store. Howard had 12 children, no income and no money in his pocket. He did have big food storage, which fed his family while he took a month to decide what his next move was going to be. He was able to think his problem out without panicking because his family was fed, and he could postpone his mortgage, utilities and other bills for a few months, before he had big troubles.

So be smart. Invest in a food storage program. Only buy what you will use, and do use. Buy in quantities that you will use up in 2 years. Do not buy a 5-year supply of anything. Shop for best price, and then wait for a better deal than that. Then you have made a safe and profitable investment, while at same protecting your family from emergencies.