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* Damage to personal property from fire or wind * Theft * Personal liability in
event you are sued over accidental injury to others who are in your apartment * Accidental damage to property of others in your care * Living expenses if you are forced to live elsewhere while your apartment is being repaired
This list doesn't begin to elaborate on
multitude of other possibilities for disaster: An electrical surge fries your computer, television, and/or stereo; while visiting your neighbor, you tip over his barbecue and start a fire; or you accidentally cause injury to someone away from your apartment; and
list goes on and on. And of course, as we've all discovered, we can never discount such crazy-sounding possibilities -- because they can and do happen if and only if we're not prepared (or covered) for them.
Note that renters' insurance policies may differ according to
insurance company in question, as well as
laws in your state. An insurance representative will be able to determine what type of policy best meets your needs. If you've thrown away all of those brochures dangling from your door handle,
Internet is a good place to do your homework -- specifically apartment-search sites. Links to renters' insurance information will fill you in on
details, and you may apply online.

Since 1989 dan the roommate man has helped 1000's of people find roommates. Need help? Contact him at 800-487-8050 or www.roommateexpress.com