Stop Those Credit Card Offers!Written by Cindy Morus
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Your "opt-out" status will be sent to each of four credit bureaus (Equifax, Experian, TransUnion and Innovis). In four to six weeks, you will reduce number of these kinds of offers. Protect your identity, save a tree and make your postal carrier's life easier, too!
Cindy Morus (www.phelps-creek.com) is a Certified Financial Recovery Counselor, a Certified Credit Report Reviewer and Get Clients NOW!™ licensee. Contact her at 541-387-2995 or cmorus@phelps-creek.com She publishes "Financial Fitness" e-zine dedicated to helping people improve their financial fitness no matter what decisions were made in the past.
| | Creating a Family IdentityWritten by Ginny Warren
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Working as a team on a project such as gardening for Grandma, volunteering together at a community food bank, or making home made gift wrap can all enhance your family identity and relationships. Throughout your day you can say things to your children such as, "I'm so glad we live in a family that can talk about anything!" or "I love that my children are each others' best friends!" When correcting your children, gently point out that, "Our family doesn't call each other names," or "We don't spit on playground," or "Our family likes to be polite, kind, or helpful to others." Camping as a family is an activity that has stood test of time when it comes to knitting families together. What better time to share family history and stories than around a campfire while enjoying s'mores and clean mountain air? There are countless ways to create your family identity and instill that identity into your children. Use your creativity to think of things that will work for your family members' interests and schedules. Make what you choose an integral part of all of your lives. It will enrich your children's lives, and create an important foundation for your family identity. Try a few of these ideas or some of your own and you may be surprised at way it sparks a new depth to relationships in your family and a deeper understanding of who you; The Smiths, The Coronados, The Demchaks...really are and where you fit into this busy, confusing, big, beautiful world. Visit "stories" at http://www.familytree4u.com to see more family related articles and funny stories. Ginny Warren 2/04
Ginny Warren is a work at home Mom, and owner of Family Tree 4-U creator of personalized, illustrated family trees. She enjoys family activities, the out doors and freelance writing.
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