* Double Distribution Trend Day - This is a variation on a trend day. Looks similar to a normal variation on a normal day, except more time is spend wandering in first range while other-frame buyers/sellers build up conviction to make market move. Something 'changes' mid session to cause a change in conviction - perhaps insider news or a report.

* Non Trend Day - Often looks like a Trend day at start (narrow range). Then meanders with no conviction in a range bound area. Often seen before a big news announcement as market waits to see whether it should jump up or down. * Neutral Day - Like a non-trend day, except other-frame buyers and sellers are active, they just happen to agree on value (broadly speaking). Traders at www.traders101.com say this day type is characterized by range extension beyond initial balance during session as two sides test edges of each other's tolerances. Has 2 variations - "Neutral Center" in which price closes near open (no resolution between buyers/sellers), and "Neutral Extreme", one side wins, closing either up at top of range, or down at bottom. Market Profiling thus opens up an interesting possibility - using Open to estimate strength of Market Conviction, and therefore where market is actually going. Opens of 4 types are commonly held to exist - Drive, Test Drive, Rejection/Reverse, and Auction. The relationship of Open to yesterday's range also falls into this area. Space prohibits discussing this topic in any detail here, although www.traders101.com has more information on this aspect of profiling, as on rules for non-trending markets, and types of day to avoid. Like all theories, extensive practice is required to turn it into hard stock trading profits!

Equifax, P.O. Box 740241, Atlanta, GA 30374-0241; (800) 685-1111. Experian (formerly TRW), P.O. Box 2002, Allen, TX 75013; (888) EXPERIAN (397-3742). Trans Union, P.O. Box 1000, Chester, PA 19022; (800) 916-8800.

Correcting Errors For Clean Credit. To protect all your rights under law and to keep your credit clean contact both CRA and information provider.

First to get clean credit reports, tell credit reporting agency in writing what information you believe is inaccurate. Include copies (please keep your originals) of documents that support your position. In addition to providing your complete name and address, your letter should clearly identify each item in your report you dispute, state facts and explain why you dispute information, and request deletion or correction. Always keep copies of your dispute letter.

They must reinvestigate items in question, usually within 30 days, unless they consider your dispute frivolous. They also must forward all relevant data you provide about dispute to information provider. After information provider receives notice of a dispute from CRA, it must investigate, review all relevant information provided by CRA, and report results to CRA. If information provider finds disputed information to be inaccurate, it must notify all nationwide CRAs so they can correct this information in your file. Disputed information that cannot be verified must be deleted from your file, then you will recieve a clean credit report, with that item removed.

If your report contains erroneous information, CRA must correct it(clean credit). If an item is incomplete, CRA must complete it. For example, if your file showed that you were late making payments ( 30 days or more), but failed to show that you were no longer delinquent, CRA must show that you're current. If your file shows an account that belongs only to another person, CRA must delete it