Steps For Finding A Thin Or No Credit Motorcycle LoanWritten by Jay Fran
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This requirement can make it tough for young motorcycle buyers or immigrants who wish to establish a credit score since some lenders will not extend credit to people with a thin file. However in today’s age, there are credit card companies willing to give newcomers a credit card with a small $500 limit to get started. As a result, if all else has failed and you have limited or no credit a great way for you to begin building your FICO credit score is to get a low credit limit credit card and begin using it regularly for small everyday purchases. The key to this strategy is keeping your purchases small and frequent and paying off balance every month on time. Always try to avoid maxing out credit cards or even using more than 30% of available credit limit. To make this easy some small purchases can even become automatic by putting things like monthly cable or telephone bills on automatic credit card payment. The bottom-line is that finding a limited or no credit motorcycle loan can be challenging, but working smarter by shopping for a motorcycle loan online and also beginning to build a credit history can take a lot of pain out of process. Copyright (c) 2004, by Jay Fran This article may be freely distributed as long as copyright, author's information and the below live link with an anchored text is published with article. Motorcycle Loan Finding Tips - Bad Credit Motorcycle Loans - No Credit Motorcycle Loans
Jay Fran is a successful author and publisher at http://www.motorcycle-financing-guide.com. A comprehensive resource on how to have the best experience and get the best deal on motorcycle financing, bad credit motorcycle loans, high risk motorcycle loans and motorcycle buying.
| | Debt consolidation – Options for Reducing Credit Card CostsWritten by Charles Essmeier
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unwilling to help you, then you may be better off shopping around for a better credit card deal elsewhere.
You can often save money by transferring your balance to a lower interest credit card, if you have one. Competition has been fierce during last few years among credit card companies, and it is fairly common to receive “promotional” rates of less than 5% if you transfer your balance to another card. Be sure to read fine print, however. Those low rates usually apply only to transferred balances, and not to new charges placed on card. There is usually a time limit associated with promotional rate, and higher rates may apply at end of time limit, perhaps even retroactively!
In summary, if you want to minimize your credit card costs, try following:
Shop around for a credit card with a low interest rate.
Pay your bills on time. A good way to do this is to pay online. That way, you won’t have to worry about your check being delayed in mail.
Transfer balances from high interest rate cards to cards with lower rates.
Use your cards wisely. If you can pay cash, do it.
A few simple steps can save you a fortune in interest charges and late fees.
©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including End-Your-Debt.com, a site devoted to debt consolidation and credit counseling, and HomeEquityHelp.net, a site devoted to information regarding home equity loans.
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