Stem Cell Breakthrough: Can You Now Make Your Own?

Written by David Lear

Continued from page 1

Following up on these findings, a group of pediatric neurologists have begun a glyconutrition study on 20 children who are in comas.

In yet another case study, a six-year-old boy had been in a coma for three years. During that time his EEG measurements were virtually flat. Glyconutrients were introduced into his diet and over a six-month period, his EEG activity increased significantly. Here again was a clear connection betweenrepparttar introduction of glyconutrients and restored neurological brain function.

In another study, Sara, a premature infant with fetal alcohol syndrome, who also had heart defects and cerebral palsy at birth, underwent a dramatic turn forrepparttar 136390 better when glyconutrients were introduced to her regimen. In this case, Sara was born prematurely andrepparttar 136391 only way to introduce glyconutrients into her little body was to rub a special glyconutritional cream into her skin. This went on until she was well enough to go home fromrepparttar 136392 hospital. After that, her mother regularly added glyconutrients to her formula.

When she was four years old, she was examined by her pediatric specialist. Amazingly, he found no evidence of fetal alcohol syndrome or cerebral palsy. Even better, her little heart had developed normally and no longer required surgery.

One ofrepparttar 136393 interesting aspects of this particular case history is that Sara was photographed when she was born and her face showedrepparttar 136394 obvious distorted characteristics of a child with severe fetal alcohol syndrome. Byrepparttar 136395 time she was four years old, all of her facial anomalies disappeared. Her IQ also increased from less than 80 to over 100. For a child born with fetal alcohol syndrome, this type of recovery is virtually unprecedented. Now, while these individual case histories are quite remarkable, they do not in and of themselves constitute scientific proof. However, they have generated a lot of hope and more importantly, have stimulated interest onrepparttar 136396 part ofrepparttar 136397 medical community to conduct new studies and research in this exciting and fast growing area of nutritional technology.

(Note: Dietary supplements are designed to improve nutrition rather than to treat disease. However, scientific research has established a connection between nutrition and many disease conditions.)

David Lear is an independent nutrition researcher and free-lance writer. His principal area of interest is in natural, cutting-edge supplements that improve health and reverse “incurable” illness. For further information, visit

Bankruptcy-- What it can and can't accomplish

Written by Joe L.Golson

Continued from page 1

There are ten categories of debt excluded from discharge under 523. These fall into two areas: debts that are not dischargeable due torepparttar wrongful conduct ofrepparttar 136373 debtor and debts that are not dischargeable due to public policy.

The debts not dischargeable due torepparttar 136374 debtor's misconduct include those created by intentional torts, fraud, larceny, embezzlement, fiduciary violations, and drunken driving. The debts not dischargeable due to public policy include alimony and child support, taxes and customs duties, governmental fines, penalties and forfeitures, educational loans, unscheduled debts and certain debts surviving a prior bankruptcy case. A claim must fall within one of these exceptions to be found non-dischargeable.

To prevail on a fraud exception,repparttar 136375 creditor would need to show that there was a false, material representation of fact made byrepparttar 136376 debtor thatrepparttar 136377 debtor knew was false atrepparttar 136378 time he made it, made withrepparttar 136379 intention of deceivingrepparttar 136380 creditor. Some courts have held that when a credit card is used,repparttar 136381 debtor impliedly represents thatrepparttar 136382 debtor hasrepparttar 136383 ability and intention to pay forrepparttar 136384 goods and services charged. Those courts have therefore found that some credit card debt is non-dischargeable underrepparttar 136385 fraud exception.

This is notrepparttar 136386 only potential problem that can arise with credit card or similar debt. 523 also provides that there is a presumption that certain consumer debt created right before filing a Chapter 7 is non-dischargeable. The presumption of non-dischargeability will apply ifrepparttar 136387 debt is a consumer debt for so-called "luxury goods or services" incurred or within 40 days beforerepparttar 136388 filing, owing to a single creditor aggregating more than $500. Further,repparttar 136389 presumption of non-dischargeability will apply if there are cash advances made by a creditor for more than $1000 that are extensions of consumer credit under an open end credit plan within 20 days of filing bankruptcy.

Luxury goods and services are not defined byrepparttar 136390 Bankruptcy Code andrepparttar 136391 determination of same will be contingent uponrepparttar 136392 facts and circumstances of each case. I can tell you that courts have characterized such items as a person computer, coffee maker, floral arrangements and three-wheel recreational vehicle as "luxury" items.

Any credit extended based on false financial statements is subject to exception from discharge. Statements made inrepparttar 136393 financial statements have to be materially false withrepparttar 136394 intent to deceiverepparttar 136395 creditor to fall within this exception. Note that a credit application should not qualify as a "financial statement" if it does not require a disclosure of debts.

It is crucial forrepparttar 136396 debtor to include all creditors in his schedules filed withrepparttar 136397 court. If a debtor knows ofrepparttar 136398 creditor and does not schedule him,repparttar 136399 creditor is denied participation in any distribution; to protectrepparttar 136400 creditor from this type of problem,repparttar 136401 code provides that unscheduled claims may be non-dischargeable.

Debts created by willful and malicious injury will also be excepted from discharge. These types of claims arise from intentional actions byrepparttar 136402 debtor, done with malice which causes damage. It is important to note that ordinary negligence claims are dischargeable. A plaintiff with a personal injury claim would need to allege significantly more than simple negligence to have his or her claim deemed non-dischargeable inrepparttar 136403 bankruptcy court.

Dismissal may also be justified ifrepparttar 136404 debtor is an individual who has primarily consumer debt andrepparttar 136405 court finds thatrepparttar 136406 granting of relief would be a substantial abuse ofrepparttar 136407 bankruptcy process. Substantial abuse has been found by courts ifrepparttar 136408 debtor is actually able to pay his debts when due.

Joe L.Golson, writer and Affiliate Marketeer For Free information and services on Credit Repair and Bankruptcy.

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