Smile Yourself to Success

Written by Pamela Geiss

Continued from page 1

I get up every morning excited to get to work! Truly - I can't wait to get to repparttar computer and write, check my email, put out my ads, get my newsletter going, etc. It's a real joy to have a job that I enjoy! Do I have my moments when things aren't as pleasant as I'd like? Of course! But I have many more pleasant moments than unpleasant ones. I know thatrepparttar 124064 business I have helps people. I know that I have a great desire to help people. So as far as I'm concerned, I haverepparttar 124065 BEST job onrepparttar 124066 planet! That's how you should feel about your job. If you don't, you need to find something that will make you feel that way!

Now, SMILE! It relfects good feelings in you and in all others associating with you! Have a VERY pleasant and happy rest ofrepparttar 124067 week and smile yourself to success!

Pamela Geiss owns LotsaPerks and specializes in getting targeted traffic to websites. She also publishes a paid and a free newsletter. Visit her today at

Coping with Difficult People

Written by Mike Moore

Continued from page 1

Aren't there any other matters to consider in deciding whether to incorporate or not?

Higher administration costs to comply with company law, payroll and bookkeeping is one factor. Another issue is pension planning. Extracting profits out ofrepparttar company as dividends rather than salary means that there will be no "net relevant earnings" and therefore pension contributions can't be made. Butrepparttar 124063 advent of stakeholder pension plans has meant that contributions up to œ3,600 per year can be made withoutrepparttar 124064 need for any earnings. If a person does not wish to transfer funds in existing plans into stakeholder because of high charges, there is a way out:repparttar 124065 best net relevant earnings (i.e. salary) in five consecutive years can be used for making contributions forrepparttar 124066 next five years, even if there were no salaries inrepparttar 124067 remainder four years. It is comforting to know that entitlement to basic state pension is not affected by taking a salary fromrepparttar 124068 company atrepparttar 124069 level of a person's personal allowances i.e. œ4,615.

Furthermore, an individual may decide not to bother with pension plans and instead invest in ISA. Often, these can be more efficient than pensions but that's besiderepparttar 124070 scope of this article. If that option is taken, no salary is necessary.

Another factor is business motoring. It might be tax advantageous for an unincorporated business that owns many cars not to incorporate because if these cars have some private use there will be benefits in kind taxed onrepparttar 124071 users. These are generally higher thanrepparttar 124072 straight apportionment between private and business for all car running costs inrepparttar 124073 case of sole traders.

The conclusion is that there can be considerable tax savings waitingrepparttar 124074 sole trader who decides to go downrepparttar 124075 road to incorporation. But, one needs to proceed with caution and careful planning. And don't forgetrepparttar 124076 biggest advantage of incorporation, which is Protection from Personal Liability. Incorporating is one ofrepparttar 124077 best ways to protect a business owner from personal liability. Shareholders of a company are generally not liable forrepparttar 124078 obligations ofrepparttar 124079 company. Creditors of a company may seek payment from its assets, but notrepparttar 124080 assets ofrepparttar 124081 shareholders. This means that business owners may engage in business without risking their homes or other personal property.

Thank you for takingrepparttar 124082 time to read this Article. I hope you've found it useful. If you have, please drop me an email and let me know what you think.

You can email me at...

Alternatively, you can visit our website at and read a series of other full length articles that presentrepparttar 124083 complete picture on a variety of interesting topics.

If you would like to know how to save tax and make sure that more of your hard earned cash stays with you to expand your business and increase your profits, we have a Free Special Report addressed to small businesses either starting up or already in business. This Exclusive Free Special Report is available automatically when you subscribe to our regular series of Free Newsletters on finance advice and tax planning by visiting our subscription area on our website It is complied from real life situations dealing with small business tax affairs for over 10 years and it is loaded with down-to-earth advice and practical, understandable examples.

LEGAL NOTICE Whilst every care has been taken inrepparttar 124084 preparation of this article,repparttar 124085 author cannot accept responsibility for any errors or omissions. Proper professional advice should be taken at all times.

We retain copyright forrepparttar 124086 contents of this article. Any unauthorized copying or onward distributions are prohibited without our consent.

Mike Moore is an international speaker and writer on human potential, motivation and humor.

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