Symptoms of Sinus Infection and Sinusitis

Corporations should keep their guard up, other wise one sniff could turn out to be a fatal financial blow. Here are symptoms to be mindful of:

• Signs of congestion (sniffing, nose-blowing)
• Soreness anywhere in head, including face and neck
• Sneezing, ear ache, throat pain, coughing
• Headaches
• General fatigue, weakness, soreness

8 Tips to Preventing a Corporate KO.

You may not be surprised that these preventions are simpler and cheaper than just letting sinus infection and sinusitis take their course in your office.

1. Stock Up. Give admins a small stock of decongestants and pain relievers to keep employees free from symptoms while at office - make sure they are daytime medicines.
2. Cover a Prescription Plan. Invest in a good health plan that provides for doctor’s visits and prescriptions. Prescriptions cost a lot less than more serious treatment.
3. Keep it Clean. Regular cleaning of carpets and fabric chairs in addition to all surfaces (keyboards, counters and rails, desks, etc) will save money in long run. You’d be surprised how many sinus infection and sinusitis attacks occur because of dust, mold, and colds from office bacteria.
4. Drink Up. Water, that is. Employees are going to be able to flush out normal bacteria when drinking water.
5. Party Alcohol-free. Sinus infection and sinusitis often develops from irritation when alcohol is consumed, even at work parties or functions.
6. Designate an Outdoor Smoking Area. Not only will smoke stick to everything indoors, irritating nasal cavities, but keeping an area outdoors will also centralize smoke.
7. Invest in Air Conditioning, Air Filters, or Humidifiers. Spending money getting air regulation is cheaper than spending lots of money on a sick office of people.
8. Encourage Frequent Hand Washing. You don’t want bacteria to spread all ever your office like a forest fire. Clean hands make a happy office.

Now you can erase $5.8 billion from your debit column.

Miscellaneous Costs & Fees $150 should cover notary, recording documents, endorsements, etc.

Hazard/Fire Insurance Reserve Two month's premium is usually collected for impound account if required. Paid by buyer.

Prepaid Interest Interest must be paid from close of escrow to 30 days prior to first regular mortgage payment.

Mortgage Insurance Required on all conventional loans greater than 80%. Cost ranges from about 1/2% to 1% per year. 14 months premium is collected in advance. For benefit of lender in case of default.

Tax Impounds When new loan is going to have an impound account, lender will require from 2-10 months taxes be deposited in impound account. If taxes are prorated, buyer's total charge for taxes should equal about six month's taxes.

Escrow Fee $750-$2500, depending on sales price. Can be paid by buyer, seller or split. Everything is negotiable.

We have listed examples for typical closing cost. Closing procedures and costs vary from area to area.

Your real estate agent and loan agent can provide estimated closing costs. Don't neglect to add them to all other costs of buying real estate when determining affordability of a property.