Another type of coverage typically offered with a deductible is Personal Injury Protection or PIP. This coverage is also sometimes referred to as No Fault. "No Fault" insurance is a general term that is used to describe any auto insurance system that not only requires drivers to carry insurance for their own protection, and places limitations on their ability to sue other drivers for damages. In an accident, under no fault laws, your auto insurance company will pay for your damages (up to your policy limits), regardless of whom was at fault for accident. Any other drivers involved will be covered by their auto insurance policies. Not every state requires this type of coverage. No Fault is required if you live in: Florida, Hawaii, Kansas, Kentucky, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Pennsylvania, Utah or D.C.

No Fault is usually offered with or without option of a deductible. You can choose to purchase this coverage with a deductible if you want to absorb some of risk as with other coverage such as physical damage. As with physical damage, higher deductible, lower premium on No Fault portion of your policy. Your agent may recommend taking a deductible on your No Fault if you have health coverage elsewhere since you can only make one claim on any one injury. Some health insurance policies exclude automobile accident so it may be wise to check with your healthcare provider to make sure you are covered if you decide to go with a deductible. Common deductibles options on No Fault are $0, $250, $500, and $1000.

Visit http://www.carinsurance.com to Set Your Deductible

Erick Pace is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.

The Volvo 3 CC's safety features include Volvo Safety Ride Down Concept, a unique solution with a seat system that moves forward, a bit like a sled, at same time as front is deformed. This movement is slowed with help of adaptive shock absorbers that tailor damping effect to suit collision force and occupants’ number and weight. The interior can be moved between 0 and 200 mm forward, which has same overall effect as extending crumple zone by a corresponding length. It has seats that slide forward at moment of deformation, intention being to compensate for small car’s traditional lack of space in crumple zone.

Virtual tests showed that most important part of a ride-down system is energy absorber and that it needs to be adaptive in order to be a viable concept, by responding to differences in occupant load and crash severity”.

An environmentally efficient car that also has to be comfortable, enjoyable to drive, attractive to look at and safe to ride is an entirely new approach. The result is Volvo 3CC, a sporty and appealing, extremely aerodynamic and compact car equipped with an energy-efficient electric motor.

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