Before you rent a vehicle, realize charges you could be responsible for and how these charges are covered or not covered by both your own auto insurance policy and car insurance rental company is offering.

If you suffer a loss that is not covered under your auto policy, check your other insurance policies. For example, if personal property has been stolen from your rental car, it may be covered under your homeowners or renters policy. Similarly, certain medical policies may cover costs of injuries not covered by your car insurance policy.

As always, check with your insurance company to find out exactly what is covered under your own auto insurance policy. Remember, for quick quotes and easiest way to buy car insurance on-line or over phone, visit us at http://www.carinsurance.com

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Tim Register is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.

Uninsured motorist is another coverage you may want to consider. Uninsured motorist covers you if other party was at fault and you were injured (exceeding your personal injury coverage) and they did not have bodily injury coverage. You may use this coverage to cover difference of your injuries.

Where does you car fit for injury theft and collision? What about your dream car? Take a look at this run down based on 2000-2002 HLDI data:

There are two more very important types of coverage that you might want to explore they are: comprehensive and collision.

Comprehensive coverage would cover your vehicle in event of fire, theft, vandalism, hail storm damage or any natural causes minus deductible you agreed upon when purchasing your insurance.

Collision coverage would cover physical damage to your vehicle, if you were at fault in accident, minus deductible. The insurance company would pay actual cash value of your vehicle. If your vehicle is financed comprehensive and collision coverage are possibly are required by your lending institution.

Extra medical payment coverage can also be provided if you are interested and list goes on. All types of coverage are important but reality of it is, what we can afford? Keep in mind your life and your family is very important so having insurance should be one of your main priorities.

With web easily accessible you have a vast amount of knowledge at your fingertips to help you choose best coverage for you and your lifestyle. Life is too short, get good advice and get right insurance coverage for you and your family.

Visit http://www.carinsurance.com For Auto Insurance Quotes

Belinda Ramos is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.