Short-Term or PayDay Loans

Written by Stanley T. Crawford


Continued from page 1

With all that said, if an individual has determined that a short-term loan isrepparttar best avenue available, then like anything else one should makerepparttar 112680 best informed decision for his or her given predicament.

When considering a short-term loan, ask yourself these 7 questions:

1.What amount of money do I need?

2.When can I pay this money back (principal and fee)?

3.What arerepparttar 112681 repayment terms?

4.Can I meet these repayment terms? (use a calendar, and your budget)

5.Am I pursuing counseling or planning to pursue counseling, so that I don’t have to continue to utilize these short-term loans?

6.If I can’t payrepparttar 112682 principal and fee, then can I payrepparttar 112683 extension fee? (use a calendar and your budget)

7.Is this loan new or is this my 1st, 2nd, or 5th time borrowing from a short-term loan source?

Copyright 2003, Stanley T. Crawford, isrepparttar 112684 webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com

Copyright 2003, Stanley T. Crawford, is the webmaster of “Get Money” @ http://www.getmoney.giftadollar.com. “Get Money” lists sources of short-term loans, home equity loans, student consolidation loans, and credit care sources. All Rights Reserved. mailto:cigllc@yahoo.com


How To Avoid Getting Burned By Your Own Tax Return

Written by Wayne M. Davies


Continued from page 1

While driving home I suddenly realized something.

What I just experienced is exactly what most people experience as they sit down to prepare their tax return each year. All those forms, schedules and worksheets, each with their own set of unique codes and convoluted calculations.

Forms, forms and more forms. They might as well be written in Greek.

For some people, mostly folks with "regular" day jobs and simple W2's, doing your own tax return can be a relatively painless process (particularly if you don't itemize deductions and have no investment income).

And withrepparttar proliferation of user-friendly tax preparation software programs, I'm sure millions of returns are filed by do-it-yourself-er's without a hitch.

But if you're self-employed or own your own business, and you're new torepparttar 112679 world of taxes, well, I've got news for you -- be prepared to go through exactly what I went through at Best Buy -- lots of pain, agony and frustration.

And be ready to "give up" and do what I eventually did -- call a professional.

For me, that meant giving my friend George a call. George is a client who also happens to be a "computer guy" with allrepparttar 112680 latest gizmos and gadgets known to mankind.

George was very happy to help me out. He told me exactly what kind of CD drive to get, and then he came over torepparttar 112681 house and installedrepparttar 112682 thing in 15 minutes! I couldn't believe it! Then he installed some software, spent 10 minutes showing me how to use it, andrepparttar 112683 next thing I know, I'm burning a CD like I've been doing it all my life.

If you are a small business owner or self-employed person and you're trying to prepare you own return this year, how's it going?

Do you think you did OK? Or are you getting by on trial and error with a dose of prayer mixed in ("Please, God, please don't let me get audited!")

Maybe it's time you did what I did.

By George, call a professional.

If you're in over your head, admit it, and get some help. Visit your local tax professional today!

Wayne M. Davies is author of the new eBook, "The Tax Reduction Toolkit: 29 Little-Known Legal Loopholes That Will Reduce Your Taxes By Thousands (For Small Business Owners and Self-Employed People Only!) Don't file another tax return until you visit: http://www.YouSaveOnTaxes.com/toolkit.html


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