Shareholders meeting changing with timesWritten by Eric Newman
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Attention is being focused on how shareholders on both sides--those attempting takeovers and individual shareholders in target firms--will judge defense measures proposed at meetings. At one technological company’s shareholders meeting this past spring in San Francisco, managers hoped to obtain shareholder approval for business integration with another company. But major stokeholder, James Harold Garrison, 61 of Palo Alto, California has called on other shareholders to oppose plan, drawing attention to result of shareholders meeting. Another trend is increasing number of companies using information technology for voting and other purposes. Systems on shareholders voting via internet were liberalized sometime in 2002, and according to four major trust banks, number of corporations offering online voting increased from 403 last year to 698 this year. The number of firms allowing voting by cell phone increased from 59 last year to 354. Many corporations also plan to adopt live internet broadcasts of their shareholders meetings.
Eric Newman is an author for Teanobi.com. All articles may be used and reprinted as long as they have an active link at the bottom pointing to http://www.teanobi.com with the anchored text: Teanobi - Green Tea
| | Find the best mortgage companyWritten by Eric Newman
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Ask each potential lender for a "no/no" which means a "no points and no origination fees" rate quote. Also ask for detailed closing costs and a total cost to close. Closing costs should not vary too much because costs associated with closing have standard fees in many states and county taxes, credit report fees and appraisal fees. Also keep in mind that closing costs on a Good Faith Estimate (GFE) are only estimates and may change at closing. Some lenders or brokers will even guarantee that their closing costs will not exceed total closing costs on GFE. Once you have no discount fee and no origination point rate and closing costs you can better compare your mortgage offers. It is clearly a big mistake to just ask for a mortgage rate or to call about a low rate you may have heard on TV or radio. Rates are determined by risk and each mortgage loan will carry a different level of risk and thus a different rate. Risk factors that determine rates can include borrower's credit history, price of home, loan to value (LTV) which is determined by down payment and many other factors.
Eric Newman is an author for Teanobi.com. All articles may be used and reprinted as long as they have an active link at the bottom pointing to http://www.teanobi.com with the anchored text: Teanobi - Green Tea
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