- $500 deductible - $1,000 deductible - More than 1 car - No accidents in 3 years - No tickets in 2 years - Drivers over 50-55 - Driver training course - Defensive driving course - Anti-theft device - Low annual mileage - Air bag - Anti-lock brakes - Daytime running lights - Student with good grades - Joint auto and homeowners coverage - College students - Long-time customer - Other discounts

There are a lot of discounts that may be available to you but you often have to ask to get them. Create a table with list above for when you call around. You can find a printable table at http://www.thriftyfun.com/downloads/auto.html to help you keep track of insurance companies you call.

Accident Prevention Course

Some insurance companies offer reduced premiums if you complete an accident prevention course. Some insurance companies offer as much as a 10% discount.

Reduce Your Coverage

If you are buying your car on time you will be required to have comprehensive coverage but day that you pay it off you can reduce your coverage and save a lot a money. Less insurance brings more risk but if you are a safe driver odds are that you can get by with liability and uninsured driver insurance.

Last But Not Least

Drive safe and watch your speed.

Fisher Swanson is a regular contributer to Daily Thrifty Tips newsletter. To subscribe send an email to dailythrifty-on@thriftyfun.com or visit http://www.thriftyfun.com/

6) If you start to feel bored with your pregnancy, choose an activity that you will enjoy to help you through boredom. Many woman will prepare for baby by going shopping or decorating nursery. Other woman choose a hobby such as gardening, preparing a scrapbook, writing in a pregnancy journal, etc.

7) Roughly 10 percent of women experience mild or moderate depression during pregnancy. If you feel persistent depression or anxiety, seek professional help.

8) Spend quality time with your spouse. Go for a romantic dinner or out to a movie. Enjoy this time because it’s hard to find time after baby is born.

9) Take time out for yourself. Motherhood is just around corner so take this time to enjoy your independence.

Although it may seem like 9 months is taking forever, really, it goes very quickly. Enjoy wonderful experience of pregnancy each step of way. There will be a time in our lives when our children have grown up and we wish to live pregnancy experience all over again.

You can beat pregnancy blahs! Feel good about being a woman and feel good about bringing a wonderful new baby into world.