Robert Rodriguez Weathers the Stock Market Written by Dr. Charlie Tian
Continued from page 1
So what sectors does he like or dislike right now? He has energy stocks at 19.3% of Fund, it is between three and four times weighting of various indexes. This is highest energy allocation that he has had since 1979, when he began selling this sector. Financial service stocks total 2.1%; lowest allocation he has had in 35 years. His reason: financial sector is at or near-record representation in all major indexes. Financial service companies represent nearly 21% of S&P 500's market capitalization -- a 33-year high. They are among largest components in other stock indexes as well. In terms of operating profits, they comprise almost 28% of S&P 500. In summarizing his contrarian investment style, Robert Rodriguez listed these key attributes: Focus on market leadership or niche companies that are in industries that are perceived to be out of favor and unloved — a bottom-up strategy. Select companies that have strong balance sheets — typically with total debt to total capital of less than 40%. They must be at a significant valuation discount to market and its historical valuation parameters. Acquire them at modest premiums to book value and at less than 1x revenues. They should be on or close to being on new low list. Have a long-term investment time frame — typically three to five years.
Dr. Charlie Tian, Director of Research of http://gurufocus.com, the website that tracks the stock picks of Warren Buffett, George Soros and other guru investors like Bill Nygren, Mason Hawkins, Ken Fisher, David Dreman, Martin Whitman, James Gipson, Robert Rodriguez, Ronald Muhlenkamp, Wallace Weitz, William, Ruane, Edward Lampert, Edward Owens, Richard Aster, Jr, Robert Olstein, John Keeley, Brian Rogers and Tweedy, Browne.
| | A good dental insurance policy can make your smile brighterWritten by Raasha tandon
Continued from page 1
will decide who is going to be your doctor or health care provider. Financial incentives are provided to beneficiary to get registered in this plan. Financial incentives are provided to health care professional so that beneficiary uses these services to minimum. This is further subdivided into Preferred Provider Organization (PPO) and Capitation Plan. In former, there are a group of dental health care providers among which you have to choose one to get services. It is beneficial for insurance companies because it is quite easy to manage a small no. of professionals. The capitation plan means that a professional is given responsibility of both curative and preventive dental health services of a certain group of potential patients. The less services utilized, in other words better preventive services better it is for professional. The patient is charged in both cases a capital punishment for utilizing services of a health care provider outside plan. Coverage and payment The claim is given to insurance company directly by claimant of or by health care provider. Some of claim is given full but for most of them partly reimbursement is made. Many insurance companies also keep a cap of certain amount above which beneficiary has to pay by his / her pocket. From above discussion it is quite clear why most people prefer fee for service plan as it gives them freedom to choose dental health care professionals.
Raasha tandon writes about Dental Insurance topics.
|
