Retirement Planning for the Stay-At-Home Mom

Written by Stephanie Foster

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Of course, it's hard for most families to come up with $3000 a year to be put towards retirement. Saving while working is relatively easy; it can come out ofrepparttar paycheck before you ever see it, so it doesn't hurt much. You need to figure out a monthly dollar amount you can contribute, so that it goes throughoutrepparttar 145298 year. Don't hurt your family doing this, of course, but if you can find a way to get a little money put aside so you can have a decent retirement, do so.

Those who want only to be stay-at-home moms may resistrepparttar 145299 notion of finding a job, whether it be part time or working at home, but it is another option to keep money going towards your retirement. It assures you that some money is going toward Social Security, and gives you a little extra money to put towards your retirement. Oncerepparttar 145300 kids are in school, a highly flexible job can keep your skills sharp, too.

For others, a home business is an option. You don't have to gorepparttar 145301 direct sales route, although it is certainly a popular way to start a home business with less risk. You can start a website on something you love, sell crafts you've made… perhaps something you love to do could be a small home business for you.

You arerepparttar 145302 only one who can decide which sacrifices you can make to ensure that you have a financially secure retirement. Takerepparttar 145303 time now to think about your future.

Stephanie Foster is the owner of Home with the Kids, a resource that knows that there's more to staying home with your family than just business. For more stay at home tips, visit the site at and subscribe to the free newsletter.

Public-School Prisons —-- What Crimes Have Our Children Committed?

Written by Joel Turtel

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Parents, if you don’t think this is harsh punishment for your innocent child, ask yourself this. When your spouse pressures you to attend some event you hate, whether a ballet, lecture, or football game, how do you feel? After sitting at that event for only an hour, how do you feel? You are probably angry, irritated, and frustrated. You squirm in your seat or doze off. You can’t wait to get out of there. You can’t wait to get back to your life and doingrepparttar things you love to do.

Well, millions of kids, and probably your child, must sit through this agony of boredom or frustration for 6 to 8 hours a day for 10 years in public-school classrooms. Yet, to repeat, what crimes have your children committed to warrant this horrible punishment?

In fact, they have committed no crime whatsoever. They are simply innocent victims of local governments and public-school authorities who think they own your children, who think they haverepparttar 145241 right to put your children into education prisons for 10 years for “their own good.”

Parents, if a rogue cop came and took your child to prison for no reason whatsoever, except for saying it would be for your child’s “own good,” would you not fight torepparttar 145242 death to stop him? So why do you let school authorities take your innocent children and punish them for ten years?

Parents, if you thought you had no choice, you are wrong. Happily, you can homeschool your child or give your child a fun, quality, rewarding, low-cost education with Internet private schools. You have many education options. If your child hates school, listen to him or her. Don’t let school authorities put your child in a public-school prison for ten years. You have a choice, and your child’s life is at stake.

You can find out about all your education options in Joel Turtel’s book, “Public Schools, Public Menace.” Please take advantage ofrepparttar 145243 Resources in this book, for your children’s sake.

Joel Turtel is the author of “Public Schools, Public Menace: How Public Schools Lie To Parents and Betray Our Children." Website:, Email:, Phone: 718-447-7348. Article Copyrighted © 2005 by Joel Turtel. NOTE: You may post this Article on another website only if you set up a hyperlink to Joel Turtel’s email address and website URL,

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