Renting a Car--How to Survive Financially!

Written by Larry Denton

Continued from page 1

An additional expense of renting a car isrepparttar insurancerepparttar 135562 company sells. The term "insurance," byrepparttar 135563 way, is a misnomer since rental car companies aren't licensed to sell insurance. What they are selling are waivers, so you're not onrepparttar 135564 hook for any damage caused in an accident.

The three kinds of waivers "encouraged" byrepparttar 135565 major car rental agencies are as follows: physical damage waivers that cover any harm done torepparttar 135566 rental car; liability waivers that cover any harm you do to others and their property while inrepparttar 135567 car; loss damage waivers that cover theft, vandalism and loss of use, which coversrepparttar 135568 rental feesrepparttar 135569 company might lose whilerepparttar 135570 car is being repaired.

Your personal car insurance might cover these occurrences, but they might not! The only way to know for sure is to call your auto insurer and ask about insurance coverage on rentals. Even then, your personal insurance may not cover rentals abroad, or certain vehicles such as SUVs, trucks, vans and campers. Do a little research now, save yourself some money later.

When it comes to fueling plans you also have a variety of options. You can: prepay for a tank of gas when you rentrepparttar 135571 car (favored byrepparttar 135572 car agencies since you probably won't use a full tank);repparttar 135573 worst deal is simply turningrepparttar 135574 car back in empty since you could be charged about $5 a gallon plus a re-filling fee. The best choice--pay for onlyrepparttar 135575 gas you do use. Make surerepparttar 135576 tank is topped off when you pick uprepparttar 135577 car, and leave yourself enough time to find reasonably-priced gas nearrepparttar 135578 airport onrepparttar 135579 day you leave so you can re-fillrepparttar 135580 car yourself.

Always comparison shop, even onrepparttar 135581 Web. Major car rental companies often offer Web-only discounts--take advantage of them whenever possible. Checkrepparttar 135582 Car Rental Center, as well asrepparttar 135583 individual car rental sites. Ask about discounts for membership in national organizations (like AAA or AARP) or special rates for frequent-flier programs or credit card plans you may enjoy. They frequently offer good deals on car rentals.

Whether you book online or by phone, you can usually get a much better price by renting well in advance of your trip, especially if you reserve during a low travel season and travel in a high season. Make sure to askrepparttar 135584 agent about restrictions, additional fees and insurance costs.

Finally, be careful to coordinate pick-up and return times so as not to be charged for an extra day. Best wishes for safe traveling.

Larry Denton is a retired history teacher having taught 33 years at Hobson High in Hobson, Montana. He is currently V.P. of Elfin Enterprises, Inc., an Internet business providing valuable information on a variety of timely topics. For a garage full of suggestions, resources and advice about car rentals, visit

Auto Lemon ĖCan Your State's Lemon Law Help You?

Written by Charles Essmeier

Continued from page 1
  • Make sure that you document everything relating to repairs ofrepparttar vehicle, including when and where it was repaired, who signedrepparttar 135527 work order and what work was done.
  • You should contactrepparttar 135528 manufacturer in writing, alerting them torepparttar 135529 nature ofrepparttar 135530 problem.
  • You should consult with your stateís Attorney Generalís office to learn how your stateís law affects you directly.

  • You may have to go through an arbitration process; this involves both you and a representative ofrepparttar 135531 manufacturer explaining your respective situations to a panel that will then provide a ruling. The arbitration ruling is usually binding onrepparttar 135532 manufacturer; they will have no recourse shouldrepparttar 135533 panel rule in your favor. Generally, if you donít agree withrepparttar 135534 panelís ruling, you still haverepparttar 135535 option of filing a lawsuit in court.

    You may wish to hire an attorney to represent you; there are plenty of lawyers who specialize in lemon law cases, and they can probably bringrepparttar 135536 case to a solution more quickly than if you handlerepparttar 135537 case yourself. Be sure to contact your stateís Attorney Generalís office regardingrepparttar 135538 specifics of your own stateís lemon law. You donít want to miss a deadline, or you could be stuck with your lemon for a long time.

    ©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing. Retro Marketing, established in 1978, is a firm devoted to informational Websites, including, a site devoted to automobile lemon laws and, a Website devoted to information about debt consolidation and credit counseling.

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