Lenders are standing by to give you a no-obligation quote on refinancing your second mortgage. You can get quotes from several different lenders with one simple application, reducing number of inquiries on your credit report. Often you can submit your application with no initial credit inquiry at all. Now is perfect time to think about refinancing your second mortgage. You could be approved in less than twenty-four hours and begin saving money each and every month.

Refinancing your second mortgage is a fast, easy process and with availability of multiple quotes from one simple application you will be assured you are receiving lowest rate and best terms possible for your individual situation. If you have poor credit, you may still be able to refinance your 2nd mortgage. Mortgage lenders work with any credit situation and may be able to save you money by refinancing at a much lower interest rate that you currently pay. Get multiple quotes on refinancing your second mortgage from one fast, simple online application. The potential decrease in your interest rate could save you money on your payments each and every month.

After that point real fun begins. Around 2010 number retirees will begin to climb drastically. Those entering retirement will start to withdraw their retirement funds from stock market. As more and more individuals withdraw from market, Dow Jones will begin to drop. If a panic sets in, then we could see a drop in stock market unlike anything we have seen before. Things will really get crazy around 2016 as first of baby boomer generation is required by law to withdraw funds from their retirement accounts.

How is bottom falling out market going to help you make money on stock market? You will need to learn how to make money in a bad economy using techniques such as Short-selling and Put options. Did you know that more millionaires per capita were created during 1930’s then in any other time in history? It is possible to make a lot of money in a bad economy.

In summary, here are some very general tips to make money on stock market over coming decade: ·Buy stocks during years 2005-2009. Most blue chip stocks will increase in value. ·Buy Call Options. Large moves in a short period of time could lead to large profits ·Stocks to invest in include health, health services, retirement properties, and travel companies along with other things that cater to retirees. ·Be prepared for change in market direction around 2010-2012. Straddling (buying long and short) could be a good practice during this time. ·Short-sell and buy Put Options when market begins to fall around 2012-2015

We recommend you consult a financial advisor before taking any of these actions and always invest in your education. Good luck!