Green Lighters just want to travel safely and smoothly. They don't mind what happens along way so they just keep going with flow of traffic. Sounds smart, doesn't it? Yet, what real gain is there in being "just like everyone else"?

Yellow Lighters don't want to miss any opportunity so will do whatever is needed to capture potential reward. But how big is their risk in being first?

Each is going same direction, and could even be in exact same type of vehicle, but none is actually any more guaranteed to arrive at their destination than other. The Yellow Lighter will probably get there fastest, but could also get into an accident along way from so much speeding. The Green Lighter will arrive safely in a reasonable time, but will likely arrive with rest of crowd and never be early. The Red Lighter will probably always be late, and will typically spend so much time on road that they never get to fully enjoy their destination.

Which are you? Which do you want to be? How do you assess risk and reward in your financial decisions, your daily activities, your life? Like it or not, everything we do every day has a risk and an associated reward.

Getting in a car each day and driving to work carries with it very real risk of death from a traffic accident, with reward on other side of commute being a paycheck. Everyone must assess risks and rewards in their life for themselves on an ongoing basis, something that I myself do constantly every day and that I encourage you to do as well. You just might be surprised at trades you find yourself making unconsciously.

I invite you to notice your trading style and adjust it according to results you wish to achieve. Being conscious of our behavior patterns and changing them when appropriate can make all difference in online trading success.

The main problems are however fires, theft and different perils and this are real thing that your insurance policy should really take care of. Don’t include land value when you decide on you insurance. This is best advice you can receive.

Another great tip that deserve taken into consideration is that if you are a loyal customer to an insurance company after several years you can receive some special consideration. You may receive premiums as high as 5-10% if you are truly a good customer.