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If you choose to skip pre-foreclosure and actually buy foreclosures at courthouse steps-then you're dealing with foreclosing attorney and lender, not homeowner. The biggest things to keep in mind is you're expected to pay all cash by END of auction day; you'll have to run your own title exam in advance; and you'll probably have to guess what condition of home interior is since homeowner may not have let you inside. Another option is to buy note/mortgage for cash at a deep discount, direct from lender, prior to courthouse auction. You don't have to deal with homeowner that way, but you do have to have access to funds, and you will still have to do your own foreclosure after you buy mortgage.
Best of success & abundance,
Lou Castillo
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