Written by Mandy Nield

Continued from page 1

Why real estate is such a great investment.

As I mentioned, if you CHOOSE YOUR PROPERTIES CAREFULLY, then you get:

1.A positive cash flow every month 2.Capital growth (inrepparttar long-term, every 7-10 yearsrepparttar 150129 property doubles in value (approximately)) 3.You get tax deductions for owning it e.g. interest on your loan, depreciation, other deductible expenses 4.You can borrow/invest more than what you actually have (banks knowrepparttar 150130 secure value of property) 5.You can increaserepparttar 150131 value of your investment (if you choose to) 6.You can borrow against your investments if you like.

No other investment vehicle gives you these huge BENEFITS, PLUSrepparttar 150132 added security that goes with it.

The key is CHOOSING YOUR PROPERTIES CAREFULLY. To do this you need to be educated. There are many resources around to help you with these decisions, just make sure you are learning from someone who has already achieved what you want to achieve.

Age is no barrier, start TODAY!

Mandy Nield is a recognised authority on the subject of investing. Whether you are a fully experienced master craftsman or a raw apprentice, you will learn exciting and achievable ways to improve your saving and invest profitably in real estate, to secure a financial future.

How to Balance Your Checkbook – Get a Calculator and Pencil and You are Ready To Go!

Written by Robb Ksiazek

Continued from page 1

If You Can’t Get Your Checkbook to Balance; Try These Tips!

From time to time, everyone records something wrong or adds incorrectly – and a few easy tricks make it easy to find that error.

  • Verify thatrepparttar dollar amount ofrepparttar 150128 items entered in your ledger matches withrepparttar 150129 dollar amount ofrepparttar 150130 items onrepparttar 150131 bank statement.
  • Compare ledger and deposit slips with your statement.
  • Ifrepparttar 150132 error is a whole number, check your addition and subtraction again.
  • Ifrepparttar 150133 number is divisible by nine, you may have transposed figures ($63 recorded instead of $36).
  • Ifrepparttar 150134 balances still won’t match up and you can’t findrepparttar 150135 problem, make an appointment with your bank to figure outrepparttar 150136 problem. Most banks offer help complimentary or for a nominal fee.

Here are Some Helpful Hints to Stay in Balance

  • Review your checkbook register regularly to ensure that you’ve entered in all transactions.
  • Enterrepparttar 150137 name ofrepparttar 150138 payee andrepparttar 150139 amount in your ledger when you write your check instead of waiting until right before you balance it.
  • Place decimal points exactly where they should be to avoid calculation errors.
  • Keep all ATM, check-card or deposit/withdrawal receipts together until you are ready to balance your checkbook.

Robb Ksiazek is a successful author and publisher for He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.

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