Protect yourself against identity theft

Written by Jeremy Zongker


Continued from page 1

Another simple precaution for preventing identity theft is to be careful with your personal papers. Never carry all of them with you as it is not safe. If you don't need your Social Security card, birth certificate, passport, etc., leave them home in a secured place and carry them with you only when you need them for some reason. Also, you should be careful with your mail as it often contains personal information. Either put a lock on your mailbox or have your mail delivered to a post office box.

Nowadays, purchases made overrepparttar internet are very common and some thieves have turned their attention to this domain. The way to protect your personal information when shopping online is to never release them unless you are using a secure browser. If you don't have a secured browser orrepparttar 135466 website you're visiting is not secured, place your order by phone or email. Also, forrepparttar 135467 websites that require a password or a personal identification number (PIN) don't use common names or dates as anyone can guess them, but create your own password or PIN made of numbers and letters.

These precautions do not really guaranty that you'll not be an identity theft victim but they will surely minimizerepparttar 135468 chances that you'll become one. Being careful with your personal information should not be a hustle but a routine. This way you can be sure you'll not spend months or years and lots of money to restore your credit record and your name after thieves have messed it up. Precaution isrepparttar 135469 name ofrepparttar 135470 game.

This article has been provided courtesy of CreditorWeb. CreditorWeb offers great credit card articles available for reprint and other tools to help you findrepparttar 135471 right credit card. You can also use our credit card comparison tool to easily compare credit card offers from multiple issuers.



This article has been provided courtesy of CreditorWeb. CreditorWeb offers great credit card articles available for reprint and other tools to help you find the right credit card. You can also use our credit card comparison tool to easily compare credit card offers from multiple issuers.


Debt Consolidation -- Choose Your Credit Counselor Carefully

Written by Charles Essmeier


Continued from page 1
*Watch out for firms that want excessive fees up front. Be particularly wary of nonprofit agencies that ask for fees or “voluntary contributions” or nonprofit agencies that tell you that they cannot help you if you do not pay a fee upfront.
*Beware of firms that ask for a sizeable fee to obtain a copy of your credit report. Such agencies should be able to obtain your report at no charge, and you are entitled to one report per year for free. *Sometimes, bankruptcy is unavoidable. Watch out ifrepparttar agency doesn’t mention bankruptcy at all, or if they changerepparttar 135465 subject if you bring uprepparttar 135466 topic. Debt consoldators cannot make any money on bankruptcy cases, but sometimes, that’s your only option.
*Shop around. Talk to several different agencies and compare what they tell you. Any agency that differs dramatically from whatrepparttar 135467 other agencies are telling you should probably be avoided.
*Check with your local Better Business Bureau, and ask if they’ve had any complaints aboutrepparttar 135468 agency.
*Watch out for firms that offer quick solutions to your problems. You didn’t get into financial trouble overnight, and you won’t get out of financial trouble overnight. Any competent debt or credit counselor will know this and will undoubtedly tell you that working your way out of debt takes time.
*See ifrepparttar 135469 agency belongs torepparttar 135470 National Foundation for Credit Counseling or Association of Independent Consumer Credit Counseling Agencies. Many do.

By taking a few simple precautions before agreeing to work with a credit counselor, you may save yourself a lot of grief and a lot of money later.



©Copyright 2005 by Retro Marketing. Charles Essmeier is the owner of Retro Marketing, a firm devoted to informational Websites, including http://www.End-Your-Debt.com/ and http://www.HomeEquityHelp.net/


    <Back to Page 1
 
ImproveHomeLife.com © 2005
Terms of Use