So why not get yourself a FREE copy of Lavasoft's Ad-aware which s a spyware removal utility which will scan your PC memory, your registry, and hard drive(s) for known spyware and allow you to remove them.

You can even update data files so that your protection is always up to date!

For your FREE copy go to : http://www.lavasoft.nu

3. You Have Got Anti-Virus Protection - Haven't You?

I have assumed that everyone now has some type of anti-virus software to protect their computers against virus attack.

There have been so many well documented cases which have caused considerable financial loss both to small and large companies.

If you still haven't got this protection go to a website such as http://www.download.com and search for a free program.There are several programs available - choose one!

You know it makes sense!

With three types of protection mentioned above you will be able to surf Internet, content that you have taken all reasonable precautions without being paranoid!

Copyright ® 2003 Joe McHenry. All rights reserved. Please feel free to pass this article on to your friends, or use it in your ezine or newsletter.Joe is webmaster of http://www.tips-for-boomers.com where tips and self improvement techniques can be found.

Cheaper and better computers, combined with improved "streaming" software technology, will drive this multimedia trend. As computers and web servers on either end of information exchange get faster at encoding and decoding data, need for broadband access lessens.

** Sold to Highest Bidder

Expect auction sites to see all-time highs in sales and revenues this year. With a sluggish economy, people look to save and make money any way they can, and buying through eBay makes it easier than ever.

** Do you Yahoo?

Search giant Yahoo will rebound this year from a couple of poor business decisions. Expect them to regain top spot as world's number one search portal by end of 2003.

** "Micro-Businesses" Will Dominate

Using "guerrilla marketing" tactics, small businesses will spread like wildfire online. These businesses won't bother with startup capital, or IPO's; they'll simply reach profitability within 30 days or close up shop.

Also, expect to see "Big" business start adapting these techniques by creating special units within larger corporations that reward entrepreneurial online spirit.

So take challenge!

Cut out this article, put it on your bulletin board, and 12 months from now we can all see if my psychic abilities rate with most popular 900 numbers or whether flipping a coin would have achieved same or better results. :-)