Protect Your Children Education At No Cost To You

Written by Mary Yorke

Continued from page 1

Underrepparttar program, individuals are eligible to participate if they:

are betweenrepparttar 109274 ages of 19 and 42 are currently employed (either full or part time) arerepparttar 109275 parent or legal guardian of one or more dependent children under age 18 are a permanent, legal resident ofrepparttar 109276 U.S. have a total family income between $10,000 (minimum) and $40,000 (maximum) arerepparttar 109277 only family member who has applied forrepparttar 109278 LifeBridge Program are in good health. Covered expenses include books, tuition, fees, and room and board. The types of schools covered include pre-school, private school, trade schools, colleges and universities.

Remember, there’s no time likerepparttar 109279 present to think about your children’s education. Take advantage of this free program NOW.

Register now! Call 718-638-3322, email, or visit to register forrepparttar 109280 LifeBridge Free Life Insurance Program Information Session. Visit

MCB is headquartered in New York. MCB provides customized recruiting services and solutions torepparttar 109281 financial services industry. Our goal is to deliver significant value to our clients through our solutions-centered approach to recruiting, staffing, and consulting services. For more information about MCB, visit

Contact Information:

Mary Yorke 718-638-3322 MCB "Solutions & Services"

Consultant MCB "Solutions & Services"

Health and Safety Prosecutions and Litigation in UK Schools

Written by Paddy Swan

Continued from page 1

Your school must be safe “so far as is reasonably practicable” This simply means that you cannot work miracles and that safety has to be judged against what is achievable. However, lack of money is not an adequate excuse if a Risk Assessment shows that something needs to be done. But it does mean that ifrepparttar costs of protecting completely against a particular risk is too expensive measured against possible outcomes or not possible, then you have a defence. However, all of this a judgement and must be measured against good practice. Unilateral decisions about what is or is not reasonably practicable should be guarded against. Take advice or at least researchrepparttar 109273 matter.

You can aim for perfection over a measured time scale. It all depends onrepparttar 109274 base that you are starting from. HSE generally aims to encourage and advise. They generally prosecute only in extreme situations.


A good Safety Management System protects you from Litigation and also ensures any HSE is a very remote possibility.

The courts are far more frequently used nowadays but even if you are involved in an action if you have takenrepparttar 109275 prior precaution of having a documented systemrepparttar 109276 chances of success of any claimant are much reduced.

Litigation inrepparttar 109277 courts has demonstrated that teachers andrepparttar 109278 school/employer cannot be held responsible for every accident in school hours, or at any time thatrepparttar 109279 children are inrepparttar 109280 control of schools e.g. during educational visits. The courts accept that some accidents happen no matter how much care is taken or how well planning and supervision is carried out.

Where an accident happens in such cases,repparttar 109281 teacher/school cannot be held liable.

Good Practice is a defence andrepparttar 109282 Headteacher’s Safety Toolkit provides you with proof of your good practice and guidance on what is acceptable. Some important points flowing fromrepparttar 109283 following cases which can give a good general guide torepparttar 109284 headteacher are: •Is an accident "foreseeable" or not ? •Isrepparttar 109285 risk very low and arerepparttar 109286 costs of mitigatingrepparttar 109287 risk reasonable and proportionate? •In ny accident involving games or "horseplay" there is consent and it needs recklessness or a high degree of carelessness to breachrepparttar 109288 duty of care. •Doesrepparttar 109289 school have systems in place to reduce risk and is it following good or accepted practice ? •Wasrepparttar 109290 activity leading torepparttar 109291 accident "play" or something else.

Areas most frequently addressed byrepparttar 109292 court during litigation include: •Checks on staff competence and training •Assessment of what is generally accepted as good practice •Cross checking that suitable preparations and precautions been put in place.

The following are a few important court cases regarding good practice and duty of care in H&S matters which may, by example illuminate some ofrepparttar 109293 matters decided inrepparttar 109294 courts.

Court Cases: 2003 Simonds v Isle of Wight LEA A five year old returning to school from lunch at home went to play unsupervised on swings inrepparttar 109295 school grounds and broke his arm. The LEA/school won andrepparttar 109296 judge held that : •there was no "causative event" forrepparttar 109297 accident. •the child was playing alone and thatrepparttar 109298 school had an adequate way of managingrepparttar 109299 swings. •no playground could be free of hazard and it was as unreasonable forrepparttar 109300 school to lockrepparttar 109301 swings as it was to rope off trees in a playing field. •sincerepparttar 109302 mother had not deliveredrepparttar 109303 child back intorepparttar 109304 care ofrepparttar 109305 school there was no breach of duty onrepparttar 109306 part ofrepparttar 109307 school.

1997 Wilson Vrepparttar 109308 Governors ofrepparttar 109309 Sacred Heart RC Primary School A child going home at end of school day was struck inrepparttar 109310 eye by another child's coat . The Governors won andrepparttar 109311 judge held that: •Whilstrepparttar 109312 school supervised at break and lunchtimes it was not common practice for children to be tightly supervised at end of day. •The accident could have happened just as easily outside repparttar 109313 school gates •The school had not breached it's duty of care or acted negligently.

1998 Mullin v Richards Two children had a "swordfight" with plastic rulers. One ofrepparttar 109314 rulers broke entering a pupil's eye and causing permanent damage. The claimfor damages was dismissed onrepparttar 109315 basis that: •There was insufficient evidence to prove thatrepparttar 109316 accident was foreseeable in what had been no more than a childish game. •The teacher hadnot breached their duty of care

Other areas for Litigation: Litigation overrepparttar 109317 years has clarified some ofrepparttar 109318 boundaries of duty of care and in complex litigation led areas more and more schools/LEAs/employers are investing in insurances to cover issues such as breach of duty of care in: •Bullying •Actions of poorly or unsupervised pupils •Undiagnosed or misdiagnosed special needs •The alleged adverse health effects of drinking, smoking, or drug taking •Failure to achieverepparttar 109319 expected results at Common Entrance, GCSE or A level •Inadvertent breaches of European Union legislation •Breaches ofrepparttar 109320 Health and Safety legislation, Data Protection,repparttar 109321 Children Act •Inadequate sports and outdoor activity supervision •Failure to teachrepparttar 109322 correct syllabus •Libel or slander •Incorrect advice given in an official capacity •Unfair dismissal •Infringement of copyright

Dr. Paddy Swan is a qualified teacher with senior management experience in UK schools and colleges. He also has almost 25 years safety experience in industry. He has developed over 100 online and multimedia safe systems training solutions. Paddy is the author of School Basic Safety for Classroom and Support staff for UK schools and the Headteacher's Safety Management Toolkit at

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