Pros and Cons of Internet Shopping

Written by Ken Austin


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1. Shipping costs occur 90% ofrepparttar time, sometimes bringingrepparttar 125306 discounted price back up torepparttar 125307 normal price ofrepparttar 125308 same item found locally at a department store.

2. Descriptions on bid sites and online auctions may not be accurate. Sometimes sellers will talk up their item in order to sell it.

3. Refunds are not as accessible and may not always be possible when conducting online shopping.

4. Payment devices may not be secure, allowing access to more people than simplyrepparttar 125309 seller, or abused access byrepparttar 125310 seller.

Internet shopping can be very useful and very convenient, howeverrepparttar 125311 individual thinking about using a discount shopping online should carefully weighrepparttar 125312 pros and cons before ruling outrepparttar 125313 local market. Common sense can save you a lot of money online, and when in doubt just log off and gorepparttar 125314 old fashion route of shopping locally.

Ken Austin http://www.1stdiscountshopping.com http://www.1stinroses.com


PURCHASING LAND: WHAT TO LOOK FOR

Written by Mercedes Hayes


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DEED RESTRICTIONS: These restrictions can be imposed byrepparttar former owner ofrepparttar 125305 property, orrepparttar 125306 township depending on application. For instance, you might be limited as to what kind of house you can build; or what materials you can use. You might not be allowed to build a log home. Some restrictions limitrepparttar 125307 square footage ofrepparttar 125308 house, orrepparttar 125309 use ofrepparttar 125310 property. You may have to limitrepparttar 125311 height of your house, or even what type of fencing you can use. There might be a limit torepparttar 125312 kind of livestock you can manage, or how many acres per horse. This has nothing to do with zoning, which is a separate issue.

MINIMUM ACREAGE: Townships have started battling urban scrawl by imposing minimum acreage on a building lot. Sometimes,repparttar 125313 piece of land you are trying to buy is smaller thanrepparttar 125314 minimum acreage. Ifrepparttar 125315 lot was subdivided beforerepparttar 125316 law was passed, it is usually considered "grandfathered" and you should be able to build on it. Check withrepparttar 125317 authorities to be sure; you may have to obtain a variance to build on a "substandard" sized lot. Also, if you are purchasing a big piece of land withrepparttar 125318 assumption that you can subdivide later and sell off parcels, make sure these subdivisions will be allowed. Sometimes, even large parcels can only be divided once or twice by law, depending on deed restrictions, prec restrictions, township restrictions, or possibly land preservation issues.

CLEAR TITLE: If there is a lien on a property due to non-payment of bills or taxes,repparttar 125319 title will be considered clouded and you might not be able to obtain clear title to your piece of land. There may be disputes about boundary lines, or adverse possession if you have an unwelcome long-term squatter. In most cases, a thorough title search will uncover any irregularities, andrepparttar 125320 mortgage company will require that you purchase a one-time title insurance policy against any future issues. This needs to be done before settlement.

WATER SOURCE: If you need to dig a well, consult withrepparttar 125321 local well driller. There's a pretty good chance thatrepparttar 125322 driller will have a good idea about how deep he'll need to go. You will pay byrepparttar 125323 foot to drill a well, and it could add thousands to your budget.

When it comes to purchasing land,repparttar 125324 old saying "Letrepparttar 125325 buyer beware" certainly comes to mind. If you do not thoroughly investigate your property withrepparttar 125326 township, civil engineers, or land use lawyers, no one else is going to protect you. A cooperative township office will give you access torepparttar 125327 public records relating to your piece of land; if it's been perced inrepparttar 125328 past, those records become public. They may already have a file about your lot and block number, and a trip torepparttar 125329 township office may enlighten you if there have been problems inrepparttar 125330 past. Atrepparttar 125331 very least, you should have an idea what you can and cannot do with your land, before you make that big commitment.  

Mercedes Hayes is a Hiawatha Log Home dealer and also a Realtor in New Jersey and Pennsylvania. She designed her own log home which was featured in the 2004 Floor Plan Guide of Log Home Living magazine. You can learn more about log homes by visiting www.JerseyLogHomes.com.


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