Property Investing: How to Get Maximum Retail Price in a Falling Market with Vendor FinancingWritten by Rick Otton
Continued from page 1 The buyer benefits because they may not have necessary deposit saved, but they have income to make monthly payments to seller, as well as pay their mortgage to bank. If vendor is willing to take delayed gratification, which means they won't receive all fo their money upfront, instead they may receive their money in payments for 1, 3 or 5 years- depending on how they structure transaction-it's very fluid. You can use this strategy when you sell through a real estate agent or when you sell it without an agent. If you market your property this way, you'll find that buyers will prefer to purchase your property than one down street, because your property comes with finanicng and they can leverage their deposit.
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| | 5 Ways To Prevent Credit Card Late FeesWritten by Gary Gresham
Continued from page 1 2 Pay The Minimum Payment Immediately The best way to prevent paying a credit card late fee is to pay your bill as soon as it arrives. Even if you can only make minimum payment, it's better than paying a late credit card payment. You can always make additional payments later to keep your interest costs down. 3 Change Your Due Date Most major credit card companies allow you set your own due date by just asking. Set your due date so your credit card bill arrives right after you get paid. 4 Automatic Online Payments Paying bills online is also another good way to avoid paying a credit card late fee. Most major credit card companies are accepting credit card payments online. Just sign up for service on card company's web site. Make sure to choose a payment amount that automatically covers minimum amount due on your credit card each month. You can always make additional payments later to keep your interest costs down. 5 Make Your Payment By Phone Most major credit card companies will accept payments by phone. Some of them will charge fees, ranging from $5 to $15 for service. But credit card late fees cost you much more so it's better to pay small fee than a late credit card payment fee. Call toll-free number on back of your credit card. They will ask you for a check number and bank routing number, which is printed at bottom of every check. If you do get hit with a credit card late fee, try calling credit card company and ask if they will waive it. Many credit card companies will waive late credit card payment fees as a courtesy to customers with good payment records. Copyright © 2005 Credit Repair Facts.com All Rights Reserved.
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