7)Refer-It http://www.Refer-It.com

This directory contains over 4048 programs and allows you list your site for free. All submissions are reviewed by a human and they do require you to post their "approved by Refer-It" logo on your site if accepted.

8) Associate Search http://www.AssociateSearch.com

Choose your category, and fill in form to get your free listing.

9) Active Income http://www.ActiveIncome.com

Get listed in this directory by filling in short form and hitting submit.

10) Affiliate Forum http://www.AffiliateForum.com

Billing itself as "A Trusted Affiliate Network Directory", fill in quick form to be considered for inclusion.

11) Affiliate Guide http://www.AffiliateGuide.com

A regular listing is free but if you want to come out at top a pay for premium listing is offered as an option.

12) Affiliate Match http://www.AffiliateMatch.com

Free listing is offered to all just fill in form with your programs details and you're good to go.

13) Affiliate Promoter http://www.AffiliatePromoter.com

Accepting all types of affiliate programs except for adult programs. All submissions are reviewed.

14) Associate Cash http://www.AssociateCash.com

You'll have to register first in order to list your program but listing is free with no strings attached.

15) Click Associates http://www.ClickAssociates.com

Nice directory broken down by subject and sub categories. You'll have to submit your site to proper category for inclusion.

So there you have it top 15 directories to list your associate program with. Remember, an affiliate program is a great way to increase your sales but they won't do you a bit of good if no one knows about them. By submitting to as many directories as possible you can be sure you'll be easily found when an affiliate is searching for a great money-maker to join.

* You'll *know* quality of product you're selling. Offer your visitors top-quality products and you'll have a much better chance of converting them into repeat customers. That means more money in your pocket!

* You can offer a personal endorsement of product. This goes a long way, particularly with those you've developed a good working relationship with (newsletter subscribers, for example).

Now I can understand putting off purchase of an expensive, high-end product ... but if your affiliate product is only a few dollars, then why hesitate? Many people spend far more on advertising than it would cost them to purchase affiliate product.

So what can you do if you don't have much money to spare?

* Bite bullet; buy product and eat cost. If it's only a few bucks it probably won't hurt you.

* Attempt to make a few sales. Invest in product once you make enough in commissions to do so.

* Buy product, eat cost, and go for some effective no-cost advertising to offset your investment. For example, you could swap or barter for website or ezine advertising.

Can you make good money selling affiliate products without buying them yourself? Sure. No doubt there are a few people who do. But most people have trouble selling *anything* online, let alone a product they know nothing or very little about. Which path will YOU take?