For those of us that write personal checks while grocery shopping, catalog shopping, or paying bills; there are options besides reordering personal checks from bank for inflated prices. Did you know that you can buy personal bank checks direct from check printers for low prices?

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The most practical way to approach this is to purchase reusable sandwich size containers. This is also very environmentally friendly reducing a great deal of waste. If however, these have trouble finding there way back home ( which is likely if you have children), you can save substantially if you purchase plain old pleated sandwich bag that cost a mere fraction of razzle dazzle zipper kind. Your mother used these for years and years with great success. I have used both methods for years and have never received a complaint of a stale sandwich!

You’ll find that doing these little things like, using real cups and plates instead of paper or plastic throw away, and recycling containers for storage or even to use in craft projects, can save a lot of money. Each by itself may seem minor, but when put together amount to tremendous savings over time.

2. Don’t buy it if you won’t use it. Things like small kitchen appliances, repair tools, and gardening tools are good examples. We know they’ll make our life easier if we just had opportunity to use them.

There are 101+ small countertop kitchen appliances available to chop it, grind it, mix it, open it, bake it, grill it…..well you get message.

Simplify your life and narrow it down to a couple you just cant live without. For me its my blender and my food processor. Although, I’m seriously considering a bread maker. Not quite sure if it's worth money yet. Especially when I'm so close to a bread outlet. But, you can't beat taste of fresh baked bread. I’m not counting coffer maker it’s kind of standard equipment these days. I wouldn’t dare ask you to give that up! What am I crazy? Well , maybe…….

It’s little things like example above that identify frugal living.

3. Aways get best value for your money. Shop around. If this is a major purchase you will want to know what to look for. Research and compare products on internet or in sale flyers. There’s nothing more challenging to retailer than an informed consumer. That’s what you want to be. An informed consumer knows when it’s a good value! Informed Consumer - More Savings