They agreed this was a good idea and planned to return early in morning. "What shall we do now then" said one of group of lads. They discussed options and decided to go to a bar and to have a few drinks. A few drinks turned into a lot of drinks. In morning they all slept in to recover from alcohol and when they awoke they quickly heard news.

Alcohol had possibly saved their lives.

I met another man who had been in Bali on night of terrorist attack there. He and his girlfriend had planned to meet another couple in one of bars which was eventually bombed.

Earlier in day couple had phoned to cancel as one of them was ill. Another lucky escape!

Clothes shopping and actually shopping of any kind was a weekly must do thing for Jane. She was a true friends to shop retailers and signed up with many of stores card schemes, who's motto is buy now, pay later.

Jane had a very happy and exciting time during her late teens and twenties, however she did not die before age of thirty. Companies started knocking at her door, asking for debts to be repaid. Jane had loan repayments and credit card repayments coming out of her bank account on around eight different days in month.

This was when Jane needed help and she sought help of a debt consolidation service provider. For Jane it was now time to grow up and to live in real world. This was very hard for her to keep track of