Paying for your Child's College Education Written by Cindy Morus
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Examine their own life insurance policies and retirement programs to ensure that college funds will be available in event of their death. Cost is not only factor to be considered when selecting a college. While private colleges are generally more expensive than public colleges, they often have a wealth of financial aid programs that will make tuition bite less severe. Many state and community colleges also have scholarships and loans available. Libraries and bookstores carry many excellent college guides that give detailed information on individual college tuition charges academic programs. Keep in mind that most colleges have a financial aid office to assist students in determining when financial assistance may be available. Tuition and associated fees increase by 6% each year (or more!)
Cindy Morus (www.phelps-creek.com) is a Certified Financial Recovery Counselor and Certified Credit Report Reviewer. Contact her at 541-387-2995 or cmorus@phelps-creek.com. She is also the publisher and editor of "Women's Financial Freedom Monthly", an internet gazette dedicated to helping women and their families achieve financial well-being and peace of mind.
| | Decorating a Child's Room - 8 Simple Strategies to Make You Both Happy!Written by Michael Holland
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6. Choose right lighting. A child’s room should include both task lighting for homework and reading, and soothing light for quieter times. A nightlight is also important. 7. Use wallpaper or paint to add color and texture. You can apply whimsical borders along top edges of walls, and clouds or stars on ceiling. Make sure walls are washable, so if you are using paint, choose a semi-gloss or gloss finish. Kids love bright colors, but you should limit any strong color to only one wall. 8. Allow your child to select design theme. Here are just a few: firehouse fun room, starry night, angels, rainbows, unicorns, baseball, a bedroom for a princess, underwater scenery, outer space, race cars, airplanes, trains, jungle motifs, wizards and dragons, and dinosaurs. Decorating with your child offers a great opportunity to display your playful side, while doing some memorable family bonding, so have fun with it!
Michael Holland is the creator of http://www.kids-rooms-and-crafts.com and http://www.home-decorating-made-easy.com. His web sites offers lots of FREE decorating tips and ideas for decorating your home.
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