Paying Online – Pros and Cons

Written by Lisa Hood


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There are several payment options available, however,repparttar Fair Credit Billing Act (FCBA) limits your liability if your credit card is used. According torepparttar 108832 Federal Trade Commission (FTC) ”…your liability for lost or stolen credit cards is limited to $50. Ifrepparttar 108833 loss involves only your credit card number (notrepparttar 108834 card itself), you have no liability for unauthorized use.” (FTC, 2004)

Keep records of your online transactions and review for monthly credit card and bank statements. Verify thatrepparttar 108835 charges made were accurate and report errors immediately. “The FCBA's settlement procedures apply to disputes about "billing errors" for open-end accounts, including unauthorized charges (you cannot be liable for more than $50 for unauthorized credit charges); charges for goods or services you didn't accept or weren't delivered as agreed; charges that are incorrectly identified or showrepparttar 108836 wrong amount or date; math errors; a failure to properly reflect payments or credits; not mailing or delivering credit billing statements to your current address, ifrepparttar 108837 address was received byrepparttar 108838 creditor in writing at least 20 days beforerepparttar 108839 billing period ended; and charges for which you request an explanation or documentation, because of a possible error. ” (FTC, 2004)

Resources Author Unknown. (2004). A Consumer's Guide to E-Payments. Retrieved March 12, 2004 from www.FTC.gov



Lisa Hood is the author of "Shades of Betrayal" and “Shades of Revenge”. She has been writing for over 10 years and is presently working on her third suspense novel, “Shades of Jealousy.” She is also the Talent Liaison @ BOOKJOBBER.com. Other articles by Lisa Hood can be downloaded from http://www.bookjobber.com/articles.asp or mailto:lisa_j@bookjobber.com


Andrea J. Lee

Written by Should You Get A Blog?


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Once again, because blogging makes it easy for you to continually update your website without mucking around with FrontPage or DreamWeaver, you will save time and energy publishing torepparttar Internet.

3.) Just For Fun, And To Be Cool Let's face it, a large part ofrepparttar 108831 reason you're wondering about blogs is because it sounds cool, right? And new stuff is fun. So why not try it just because? Sometimes it's enough to try something because it stretches you, keeps you limber and awake to possibilities. There's nothing wrong with playing, UNLESS you fool yourself into thinking your business is improving, or you're somehow payingrepparttar 108832 mortgage while you play.

Rest easy, there's no pressure to get a blog. Not getting one won't negatively impact your bottom line. So althoughrepparttar 108833 technology can be entrancing, stay focused... what are you selling to who? How is it going?

That said, do stay curious about new technology. Part of your chosen profession as an online biz owner means modeling for others by staying abreast of new things.

With that in mind, see some fun blogs atrepparttar 108834 blog search engine:http://www.blogsearchengine.com/

Andrea J. Lee coaches entrepreneurs and online business owners. As Thomas J. Leonard's General Manager, she helped build and manage the largest network and trainer of personal and business coaches in the world. Now the CEO of Andrea J. Lee Group of Companies, she writes, speaks and consults on Marketing, Internet and Business systems. For more helpful tips, visit www.39lessons.com


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