Payday loans – examine your alternatives

Written by Fredric Johnson


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Theory, you will say. I need money now. Do not panic; look atrepparttar alternatives to payday loans:

1.If you are due to payments, call your creditors and ask for a delay to you payday. Most creditors agree to this andrepparttar 111914 interests, if any, are usual much cheaper thanrepparttar 111915 payday loan fee. 2.Use your credit card if you have one and pay back before due date. Most credit cards do not have any interest if you are paying back within a month andrepparttar 111916 cost of withdrawal is lower than $20 per $100. 3.Ask your local bank for a loan ofrepparttar 111917 same amount asrepparttar 111918 payday loan amount. You will get much lower interest and, if you want, a repay plan. 4.Ask for a loan quote on an Internet bank,repparttar 111919 time before you getrepparttar 111920 money might be 1-2 days longer than with your local bank. 5.Ask your employee for an advance payment.

When should you consider a payday loan? If you really needrepparttar 111921 money and all ofrepparttar 111922 above suggestions are out ofrepparttar 111923 question, then payday loan might be your solution. However, try to let it be a one-timer…

Fredric Johnson is a contribution writer for Pluto Loans, an information site on loans and credits


Federal PLUS Loans

Written by Vanessa McHooley


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Fill Out A FAFSA Form First! Have you tried filling out your FAFSA form yet? If not, you may already be entitled to financial aid and/or loans and scholarships that could benefit you! While it is not required for you to fill outrepparttar FAFSA form to receive a federal PLUS loan, be aware that you could receive thousands of dollars without even having to use your parents’ credit inrepparttar 111913 first place. Still, if you are not eligible for any other scholarships,repparttar 111914 federal PLUS loan will enable you to receive financing for any portion of your college or university bill not covered by other financial aid (i.e. If college costs you $5000 a year and you already receive $4000 in financial aid, a PLUS loan will lend yourepparttar 111915 other $1000). Federal PLUS loans can help put you through college, even if you do not have a solid line of credit yet.

This article is distributed by NextStudent. At NextStudent, we believe that getting an education isrepparttar 111916 best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get Federal Plus Loans at www.NextStudent.com .

My goal is to help every student succeed - education is one of hte most important things a person can have, so I have made it my personal mission to help every student pay for their education. Aside from that, I am just a pretty average girl from SD.


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