5.What are minimum income and verification requirements? Compare requirements for loan on website of payday loan or cash advance loan company. This will save you time when applying. You will then know ahead of time whether or not you are likely to be approved

6.Is it necessary to fax in documents to be approved for loan? Sometimes it can be more convenient if you don’t have to fax in any documents to prove your income or bank information. Sometimes cash advance loan company can verify this information by phone instead of having to verify it by fax. Find out how company will need to verify your income.

To see a list of our recommended payday loan sources, including those with lowest fees and easiest application processes and those that will deposit into your account within 1 hour of approval, visit: www.abcloanguide.com/paydayloans.shtml.

Ignoring Creditor’s

Ignoring creditors is an option, but not a smart one as it will only make it worse for you later. Many people fall to ignoring debts and then they start to pile higher and higher getting more out of control and further from you being able to pay them. If you continually ignore creditor’s attempts for payments, you could very well end up with a lien on your home. No matter how large or small debt is creditor will continue to hound you for payment.

Whatever you choose as best option for you, ignoring problem will only make situation worse. Taking control of problem from start is your best bet.

Credit Counseling

Credit counseling agencies will contact your creditors and make new payment arrangements for you. Most will also be able to get your interest rate lowered and/or have your interest payments stopped.

Some families have found credit counseling to be a good solution for avoiding bankruptcy. It will also get creditors to stop calling you and allow you some breathing room! Experts say to try and avoid for profit credit counseling agencies and instead try to go with non profit credit counseling agencies. As always, be sure and do your research before making a decision.

Filing Bankruptcy

If you have exhausted all other resources and still feel bankruptcy is your only viable option you can learn more about filing bankruptcy or buy do it yourself bankruptcy forms.