Pay Off Debt - Get Out Of Debt And Lower Your Monthly Payments

Written by Carrie Reeder

Continued from page 1

Protect your credit rating and start downrepparttar path to financial freedom. Debt consolidation services are oftenrepparttar 149292 best answer for millions of consumers who have become unable to pay more thanrepparttar 149293 minimum amounts on their credit cards. If you continue to pay small monthly payments you could spend decades trying to become debt free. Contact a debt consolidation company now and begin dramatically reducing your debt today. Free consultations and friendly, professional service make consolidating your debts easy. You can start saving money each and every month and become debt free in a much shorter period of time.

To see a list of recommended debt consolidation companies online, visit this page: - Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and more about various types of loans.

Rental Property - Refinance, Don't Sell

Written by Steve Gillman

Continued from page 1

A bank will probably loan you 70% ofrepparttar value, or $280,000. After paying offrepparttar 149291 first mortgage, you are left with $160,000. With todays lower interest rates, your payment onrepparttar 149292 new mortgage will be aboutrepparttar 149293 same. At most you might lose $50/month in cash flow.

An even better scenario: Use $40,000 for high-return upgrades torepparttar 149294 property, such as carports or laundry rooms, and then raiserepparttar 149295 rents. You could have $120,000 left over to spend any way you want, AND have higher cash flow. Does that sound better than selling your retirement plan? Don't sell. Refinance that rental property!

Steve Gillman has invested real estate for years. To learn more, and to see a photo of a beautiful house he and his wife bought for $17,500, visit

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