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So what do we do?
> The best passwords consist of non-sequential numbers and letters used in a combination. Don't use words or word and number combinations that can be guessed at.
> Don't use same password for different sites. Especially your banking password(s).
> Don't store your passwords on your computer. Data on your computer is subject to remote theft. In addition you should protect yourself with a good firewall and anti-virus software.
> Don't write down your passwords on a sticky note and place it on your monitor, under your keyboard, mouse pad, etc...
> The best secure place for a password is in your head. However we all know that our heads are full of a lot of other info, and our non-sequential passwords may be difficult for us to remember... If you must write down a password - lock it up when it's not in use, or at very least, stash it safely.
> Change your password frequently; particularly really important ones.
> Use passwords that are at least eight digits long. If you're given a choice always opt for a long password as each digit makes it a longer and harder process of cracking.
> Do not share your passwords with anyone. If you have to share your password because a technician is working on your PC, or a web site techie is installing a script on your site or a designer is uploading some web pages to your site, then change password(s) as soon as work is done.
Conducting transactions on web is safe. Doing business on web is safe. Filling out forms on web is also safe. As long as you exercise a bit of security consciousness on your part these activities are no more at risk than they are in off-line world.
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