PURCHASING LAND: WHAT TO LOOK FOR

Written by Mercedes Hayes


Continued from page 1

DEED RESTRICTIONS: These restrictions can be imposed byrepparttar former owner ofrepparttar 125305 property, orrepparttar 125306 township depending on application. For instance, you might be limited as to what kind of house you can build; or what materials you can use. You might not be allowed to build a log home. Some restrictions limitrepparttar 125307 square footage ofrepparttar 125308 house, orrepparttar 125309 use ofrepparttar 125310 property. You may have to limitrepparttar 125311 height of your house, or even what type of fencing you can use. There might be a limit torepparttar 125312 kind of livestock you can manage, or how many acres per horse. This has nothing to do with zoning, which is a separate issue.

MINIMUM ACREAGE: Townships have started battling urban scrawl by imposing minimum acreage on a building lot. Sometimes,repparttar 125313 piece of land you are trying to buy is smaller thanrepparttar 125314 minimum acreage. Ifrepparttar 125315 lot was subdivided beforerepparttar 125316 law was passed, it is usually considered "grandfathered" and you should be able to build on it. Check withrepparttar 125317 authorities to be sure; you may have to obtain a variance to build on a "substandard" sized lot. Also, if you are purchasing a big piece of land withrepparttar 125318 assumption that you can subdivide later and sell off parcels, make sure these subdivisions will be allowed. Sometimes, even large parcels can only be divided once or twice by law, depending on deed restrictions, prec restrictions, township restrictions, or possibly land preservation issues.

CLEAR TITLE: If there is a lien on a property due to non-payment of bills or taxes,repparttar 125319 title will be considered clouded and you might not be able to obtain clear title to your piece of land. There may be disputes about boundary lines, or adverse possession if you have an unwelcome long-term squatter. In most cases, a thorough title search will uncover any irregularities, andrepparttar 125320 mortgage company will require that you purchase a one-time title insurance policy against any future issues. This needs to be done before settlement.

WATER SOURCE: If you need to dig a well, consult withrepparttar 125321 local well driller. There's a pretty good chance thatrepparttar 125322 driller will have a good idea about how deep he'll need to go. You will pay byrepparttar 125323 foot to drill a well, and it could add thousands to your budget.

When it comes to purchasing land,repparttar 125324 old saying "Letrepparttar 125325 buyer beware" certainly comes to mind. If you do not thoroughly investigate your property withrepparttar 125326 township, civil engineers, or land use lawyers, no one else is going to protect you. A cooperative township office will give you access torepparttar 125327 public records relating to your piece of land; if it's been perced inrepparttar 125328 past, those records become public. They may already have a file about your lot and block number, and a trip torepparttar 125329 township office may enlighten you if there have been problems inrepparttar 125330 past. Atrepparttar 125331 very least, you should have an idea what you can and cannot do with your land, before you make that big commitment.  

Mercedes Hayes is a Hiawatha Log Home dealer and also a Realtor in New Jersey and Pennsylvania. She designed her own log home which was featured in the 2004 Floor Plan Guide of Log Home Living magazine. You can learn more about log homes by visiting www.JerseyLogHomes.com.


Failure of Fault Based War on Drugs

Written by Clark Brittain


Continued from page 1

Drug law violations are difficult to detect as they generally involve a voluntary seller and purchaser. Purchasers may be seeking euphoric escape, relief of suffering or to fuel addiction. In order to discover these transactions, government often rely on snitches, informants, and undercover agents in order to ‘catch’ one or more persons engaging in mutually consensual commerce. Mitch Gooldy was such a man. Although he was a frequent flyer in drug court, he arranged to become an informant forrepparttar government instead of going to jail (or obtainingrepparttar 125304 medical helprepparttar 125305 Shafer Commission thought he should be receiving). This placed him in ideal position to continue (ab)using illicit drugs and is a directly complicit circumstance in his vehicular murder of Ms. Comiskey.

Our current strategy for selective illicit drug use is fault based. If we were to consider instead a public health policy that utilizes harm reduction, reality education, treatment and maintenance programs, we would save billions (Rand study suggests a $7 return on every dollar such invested), allow hundreds of thousands of otherwise peaceful people to be productive citizens and family members, diminish our drain on welfare resources and free our police and courts to deal with more threatening problems. People in such a system are more than twice as likely to be employed and drug free. In such a system Ms. Comiskey might still be alive.

The problem is such a system relies on scientific facts, logic and reason. It diminishes moralists who feel certain drug use is simply wrong, and should be punished. Givenrepparttar 125306 current budgetary state of affairs in Indiana and America, we should re-evaluate our current approach if for no other purpose than to save money. The additional benefit would be healthier people, fewer broken homes, more people inrepparttar 125307 work force.



Physician, husband, father, libertarian and occasional political candidate... my goal in life is to get government to simply call a truce for America's longest running war- on drugs.


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