PLAN YOUR RETIREMENTWritten by Jinky C. Mesias
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he wants to retire however, there are some pros and cons in retiring. For those who wants to have their early retirement benefits let just say at age 62 which is considered to be an early age for retiring benefits are reduced a fraction of a percent for each month before full retirement age. But as a general rule, early retirement will provide retirees with absolutely same total Social Security benefits over retirees lifetime however, in smaller amounts in consideration of longer period retirees are going to received their benefits. There are disadvantages as well as advantages in taking your benefits before actual retirement age. The advantage of early retirement is that retirees will be able to collect their benefits for a much longer period of time. The disadvantage of early retirement is that benefits are permanently reduced. On other hand, for Social Security disability benefits members are entitled to receive their disability benefits for as long as their condition keeps them from working. However, Social Security will conduct visitations in order to see whether there have been improvements in condition of member. Furthermore, if ever disability continues wherein member reaches full retirement age, disability benefits will be automatically converted to a retirement benefit of same amount.
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| | What Do We Need to Know About Wrongful Death?Written by Maricon Williams
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When you find it too hard to institute this claim, you can acquire services of an experienced wrongful death lawyer. To search for a competent and reputable lawyer, you can start by choosing practice area and location. You can also rely on testimonials of satisfied clients. A skilled wrongful death lawyer, with use of his knowledge and skill can guarantee that decedent’s family’s emotional distress will not be bumped up with financial constraint. In every wrongful death claim there are liabilities and damages. Liabilities involve proving responsibility of defendant over said death and other injuries. Damages, on other hand, refer to amount or extent of injury or loss which resulted from defendant’s negligence. These aspects should be well taken care of because at very onset, these are reasons why you file a wrongful death claim. The award will not serve as payment for death but compensation for loss of earnings in family and financial stress that resulted thereafter.
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