… seek medical care. The dog that bit you may have rabies. In that case, you will need appropriate vaccines to counter effects of rabies. On other hand, dog bites involve puncture wounds from fangs. These can be easily infected. Also, you may have scrapes and abrasions from protecting yourself during attack. An infected wound can result in a worse scar, and even serious complications and consequences.

… consider consulting a lawyer. A reliable lawyer can help you get back your financial losses as well as emotional and psychological effects from injuries caused by incident. Even if insurance company offers to give you payment, it helps to have a lawyer review proposed settlement. A lawyer you can trust can help you obtain a fair outcome.

The Law

Different laws on dog bite injuries are provided in different states. In Michigan, victims of dog bites can easily establish liability on part of owner. Under Michigan law, it doesn't matter if dog has never bitten another person. There is no "free bite rule". Dog owners are liable even if it's first time that they're dogs bit somebody.

On other hand, people may also be injured even without getting bitten by a dog. An attack may cause injury through dog's claws, when person was knock over, or when driver of a bicycle was upset by a dog. If injured, these individuals may file claims, and recover damages from dog's owner.

Check your state's law for information on dog bites.

It is unfortunate that an insurance agent is not obligated to advise a policyholder on adequacy of limits of coverage selected by policy holder. There are also other ways wherein insurer can do a breach of contract or violated covenant on good faith and fair dealing. One of situations wherein this act of bad faith happens is when insurance policy has provisions that are extremely in favor only with company and when company used advertising and solicitation materials that are unfair or deceptive.

If you find out that insurer has committed breach of contract and/or breached covenant of good faith and fair dealing, you can recover all damages caused by breach. Damages may be in form of consequential losses, loss of use of insurance proceeds, general damages, attorney’s fees and punitive damages. If you’re recovering from emotional distress and you may also recover damages for emotional distress.

In filing a suit for a bad faith case, there’s a statute of limitations that vary from state to state. In order that your case won’t be barred for trial, know duration period of statute of limitations and be able to file on time. -30-