5)I believe, firmly, American Express® is using concept of pooled membership, to give you KILLER interest Rates, and amazing perks too.

I believe that benefit of this pooled power is passed on to you, as a member of American Express®.

How do I know this? Because I’m a member, and I can attest that interest rates are low, low, low!

For example, as of today’s date, my American Express® Blue (no annual fee, by way) is carrying a 9% interest rate (I also get balance transfer checks all time…See Secret 1.)

6)Are there lower rates out there?

Well, maybe. But, I don’t care. I like fact that I don’t have to go shopping for a low rate. I just KNOW that American Express® IS lowest, if not one of lowest.

It’s just so much less work for me as a consumer, to be a member of AMEX®. No more shopping around.

7)Go with Credit Card Company that takes care of CONSUMER FIRST! .

I don’t mean to sound like a commercial. I also have a Citibank®, and other fine credit cards in my wallet, and our website provides information on ALL major credit card companies, not just AMEX®, so I have no vested interest in one over another.

But secret knowledge here is that American Express® seems to have BUYING POWER to consistently give consumers some of lowest interest rates on market, and that’s what makes them BEST.

8)Check it out for yourself. Do your own research.

Don’t rely solely on this writer’s testimony. Go look around. Compare all benefits, and rates, and rewards programs, and you’ll see. AMEX® has no competition. Not for consumer, anyway.

And in Credit Card Utopia, we always go with best. As powerful consumers, we come first. We NEVER settle for less.

We’ve enjoyed providing this information to you, and we wish you best of luck in your pursuits. Remember to always seek out good advice from those you trust, and never turn your back on your own common sense.

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