Once you have necessary information, you can fill your online payday loan application out at anytime. Payday loan companies are able to process your information over secure severs 24 hours a day.

Waiting For Approval

Online payday loan applications are usually approved within a matter of minutes, but sometimes they can take up to an hour. Your loan amount will depend on your income level and your state’s laws. Usually loans will be approved for $500 although some states allow loans for up to $1000.

Online Payments

Just like your application, payments on your loan can be processed online. Most payday loan companies offer at least three payment options. You can choose to pay only finance fees, part of principal, or whole loan amount on your loan’s due date. Payment options can also be changed if you find yourself short during a pay period. Just remember, longer you take to pay back loan, more you will pay in finance charges.

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Easy Payments

Payments are also handled online. Most payday loan companies by default will charge your checking account finance fees after your next payday. However, you can choose to pay a portion of balance or total loan amount. Your payments are processed online, so you don’t have to worry about mailing in paper checks.

Speaking With A Representative

Even though your entire application and repayment plan can be processed online, you can speak with company representative if you have any questions. If you need to change your repayment plan, they can approve those changes. They can also answer questions about fees and rates, but reputable companies will list that information on their website.

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