No, You Canít

Written by Jackie Ulmer

Continued from page 1

your NORMAL house, driving your NORMAL car.

But, if you give intorepparttar word NO, and resume that NORMAL

life, I promise you that this will happen.

You will wake up inrepparttar 117952 middle of some night, and lay there

thinking about what could have been. You will wonder where

you would be right now if you had continued pursuing your

goals and dreams. You will think about that wish list of things

you were going to have or do once you "made it."

You will think aboutrepparttar 117953 people you met that DID encourage

you. The ones that told you to never quit and to keep

following your dreams. You will wonder where they are and

what they are doing now, how big their house is and what

type of vacation they are planning.

You will lay awake for a long time.

Start right now to changerepparttar 117954 meaning that you associate with

the word NO. Learn not to take it personally. Itís

not about you.

Look at yourself inrepparttar 117955 mirror and sayrepparttar 117956 word "NO" to

yourself as many times as you need to until you start to feel

a little humored by it. Did you say it one time? Ten times?

One hundred times? Five hundred times?

Are you still standing?

Ask yourself, "Whatísrepparttar 117957 worst that can happen if someone

tells me NO?"

Now ask yourself, "Whatísrepparttar 117958 best that can happen if

someone tells me YES?"

Focus on that scenario, and forget aboutrepparttar 117959 "NOís."

Go out in search of those "YESes" everyday and before

you know it, youíll be waving good bye to that NORMAL

job, that NORMAL house, that NORMAL car.

Youíll have to decide for yourself about those NORMAL friends!

Jackie Ulmer, a veteran Home Based Business Owner, has coached and trained thousands of representatives both inside and outside of her sales organization. One of her primary goals is to help others succeed. She can be reached through her web site at Subscribe to her FREE newsletter by email to

Misclassifying Employees as Independent Contractors ... One of the Most Expensive Mistakes of Them All! Part 2

Written by Elena Fawkner

Continued from page 1


OK, so you knowrepparttar difference between an independent contractor and an employee, you knowrepparttar 117951 advantages and disadvantages of hiring independent contractors and you knowrepparttar 117952 dangers of misclassification. How do you protect yourself?

=> Independent Contractor Agreement

First and foremost, arm yourself withrepparttar 117953 IRS' control test factors andrepparttar 117954 tests used byrepparttar 117955 various government agencies in your state. Once you have that information, you can structure your arrangements with your independent contractors accordingly. These arrangements should be reduced to writing, inrepparttar 117956 form of an independent contractor agreement.

An independent contractor agreement should contain a description ofrepparttar 117957 servicesrepparttar 117958 independent contractor is to perform, by when they are to be performed andrepparttar 117959 amountrepparttar 117960 independent contractor is to receive in return for satisfactory service.

This agreement can be very helpful evidence in proving thatrepparttar 117961 worker's status was independent contractor rather than employee. Although such an agreement is insufficient by itself (if you nonetheless treatrepparttar 117962 independent contractor as an employeerepparttar 117963 agreement will be worthless for this purpose), ifrepparttar 117964 factors weighed byrepparttar 117965 IRS underrepparttar 117966 control test are evenly balanced, an independent contractor agreement may well tiprepparttar 117967 scales in your favor.

=> Screening

Before hiring an independent contractor, put him or her through a few hoops first. It's a good idea to prepare some form of questionnaire to extractrepparttar 117968 sort of information you would need to be able to prove in support of your argument thatrepparttar 117969 worker is, in fact, an independent contractor and not an employee. Examples of such information (courtesy ofrepparttar 117970 NOLO website - include:

1. Whetherrepparttar 117971 worker has formed a legal entity for his or her business. 2. Whetherrepparttar 117972 worker has filed a fictitious business name (also known as a "DBA" or "doing business as"). 3. The worker's business address and telephone numbers. 4. The number of employees employed byrepparttar 117973 business. 5. Whetherrepparttar 117974 worker has any professional or business licenses. 6. References from other business for whomrepparttar 117975 worker has performed services as an independent contractor. 7. Howrepparttar 117976 worker markets his or her business. 8. Whetherrepparttar 117977 worker maintains an office separate from his or her home. 9. A description ofrepparttar 117978 equipment and facilitiesrepparttar 117979 worker owns and will use inrepparttar 117980 project. 10. Whetherrepparttar 117981 worker has business cards and stationery etc.. 11. A listing ofrepparttar 117982 types of insurance coveragerepparttar 117983 worker has for his or her business.

Request documents that evidencerepparttar 117984 responses torepparttar 117985 above questions. For example, get copies of fictitious business name statements, professional and business licenses; references; business cards and stationery and insurance policies.

Atrepparttar 117986 end ofrepparttar 117987 day, whether you hire an employee or an independent contractor is a decision for you and your business. If you feel you can adequately protect yourself against an allegation of misclassification then, by all means, followrepparttar 117988 independent contractor route if that makes most sense to you. But if you don't feel confident in managingrepparttar 117989 relationship to protect yourself from such a charge, for your own peace of mind, you may be well advised to hire an employee even if that is more expensive up-front. After all, if you get it wrong, you'll be paying those additional costs anyway inrepparttar 117990 form of back-taxes (and interest and penalties to boot).

Elena Fawkner is editor of A Home-Based Business Online ... practical home business ideas for the work-from-home entrepreneur.

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