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You should be sure that anytime mortgage company calls you, that you return their call as soon as possible, and then provide whatever documentation or data they need. Remember, if they call you for something that generally means that they won’t be able to move forward on your loan until they receive it.
Next, you can make things easier for mortgage company by providing them with a file containing all of information that you know they will need—organized and easy-to-read. For example, you should include your tax returns, income statements, employment records, credit reports, explanation of bad marks on your credit reports, bank and investment records, contract for your new home, all bank records, and cancelled checks or other evidence of your current mortgage or rental payments. This will save time of mortgage company having to ask you for all of this paperwork.
Finally, it won’t hurt to call and check progress every now and then. Mortgage lenders process thousands of loan applications, and you can make sure that yours doesn’t sit on bottom of stack by calling attention to it with a phone call.
To see a list of recommended mortgage loan companies online, visit this page: http://www.abcloanguide.com/mortgageloans.shtml - Carrie Reeder is the owner of ABC Loan Guide, an informational website with articles and more about various types of loans.