Negotiating a lower price

Written by Mike Plank


Continued from page 1

An appraisal is almost always required when you buy a home. However, if you disagree withrepparttar appraisal value, you can always order your own appraisal. You can find an appraiser through such organizations asrepparttar 125333 National Association of Master Appraisers (NAMA). Appraisals generally cost between $250 and $500.

Negotiating a sale price usually starts with you making an initial offer onrepparttar 125334 home. The initial offer is usually less thanrepparttar 125335 seller's listing price.The seller can accept, reject or ignore your initial offer. He can also make a counter-offer. A counter-offer is a concession to lowerrepparttar 125336 price to meet your offer at least part-way.

Afterrepparttar 125337 first counter-offer,repparttar 125338 buyer and seller may go through a series of counter-offers to arrive at a sale price (if agreeing at all). This meansrepparttar 125339 spread, or gap, between listing price and initial offer gets narrower. Armed with your own appraisal and inspection report, you can make an informed offer and more effectively negotiate a final sale price.

Article submitted byrepparttar 125340 American Home Inspector Directory

American Home Inspector Directory - Home Inspectors Nationwide National Directory of Home Inspectors. Search our database of Home Inspectors Free - Information on Home Inspections, Home Loans and Home Inspection Organizations. http://www.americanhomeinspectordirectory.com



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Memories

Written by The Dragon


Continued from page 1

After school we would proceed home, noticing every bush and every spec of wildlife alongrepparttar way, enjoying each other's company and as we nearedrepparttar 125332 house we would start discussing which chores each one of us wanted to do that afternoon, of courserepparttar 125333 garden was always there after we got through with allrepparttar 125334 other chores and we would hoe inrepparttar 125335 garden until dark. But as we were lined up acrossrepparttar 125336 rows, joking and laughing while hoeingrepparttar 125337 weeds, we never realized how wonderful these times were and howrepparttar 125338 simplicity of our whole lifestyle and our ethics is what made us so happy. We were too poor to realize we was poor, but was too rich in what we had in each other as a family to even contemplaterepparttar 125339 fact that we was poor.

It was really a treat when we were lucky enough to receive company and I remember one afternoon when Mr. Duke came to see us and sat down with my father onrepparttar 125340 front porch. Mr. Duke was a tall man and very huskily built with a hint ofrepparttar 125341 stomach starting to show but his most predominant feature was on his face and that was his unusually cut beard andrepparttar 125342 very predominant handlebar mustache. He also had a very predominant English accent, very articulate in his speech but heavily accented toward lower England. Naturally, when company came we tried to put our best foot forward and make our company feel right at home and Mr. Duke was no exception. The cider was drawn up fromrepparttar 125343 well andrepparttar 125344 cake was brought out andcut into larger than usual portions

The nice thing about company, especially company that got around and visited people a lot, was that we were able to catch up on allrepparttar 125345 news that we would not normally get. Plus you may hear about new inventions or some great new marvel that was just aroundrepparttar 125346 corner. As usual Mr. Duke did not let us down, he told us several things aboutrepparttar 125347 people around our area and what made his news so welcome was that he always gaverepparttar 125348 positive news and tried his best to leave any negativity out if at all possible. He was a very kind and caring individual. He started speaking about a bicycle he had ordered from Germany and about how it had been damaged beyond comfortable repairability. I could see my father's interest, but that is another story, another dream and another memory.

Just as soon as Mr. Duke left, we started doing our homework and finished as soon as possible, for we had to wash ourselves and put our clothes out forrepparttar 125349 next day. We put out one set forrepparttar 125350 morning chores and another set for school. Then camerepparttar 125351 calming part ofrepparttar 125352 day and that was whenrepparttar 125353 family said goodnight to each other before retiring. Then me and my brother would go upstairs and get into bed, say our silient prayers then look over and say "goodnight brother", to each other. By The Dragon Just an Old Man remembering kinder and gentlier times

I have been 79yrs old a few times and have been thru life and learned a lot of common sence. I have learned to love people and life. My education has been self taught.


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