Need Low-Cost Temporary Family Health Insurance?Written by Gerardas Norkus
Continued from page 1 you should ask salesman or representative. You need to be certain of maximum policy benefit, for example, and you should make sure of co-payment schedule. Many low-cost temporary family health insurance plans are PPO networks, so you need to find out if you are required to have a primary care physician. You should also ask representative how pre-existing conditions will be treated under plan. Some companies will not cover pre-existing diseases or conditions; some will do so, after a pre-determined period, like twenty-four months. There are many good low-cost temporary family health insurance plans available and with a little patience and research, you will find policy that is just right for your family.

Gerardas Norkus is the owner of http://www.ez-insure.com, an insurance website with articles and consumer information on various insurance topics. (c) Copyright 2005. All rights reserved.
| | Celebrate The Moment With A Special Housewarming GiftWritten by desmond ong
Continued from page 1
Once inside door, a guest to new home will be faced with a lot of décor. Wouldn’t it be unique and charming if, in entrance hallway, was a sketch of house itself? You can hire a local artist to sketch house in black and white, and then frame it with a wood that matches rest of their interior and décor. A customized throw is another great housewarming gift idea. You can personalize it with their name, a bible verse, or a family “motto”. Be sure to find out color décor before ordering throw so it will blend nicely into atmosphere. If a visitor were to venture into backyard, they may find another ideal idea for a housewarming gift. Most backyards are filled with trees and flowers, and those tend to attract birds. It’s easy to find dozens of creative, colorful and exotic birdhouses that would make a wonderful housewarming gift. Again, you can personalize them, or simply buy one from a store. And last, with all of these housewarming gifts, new homeowners will have a lot of thank you notes to write. Why not give them a set of custom made stationary to write them on? You could take a cue from above idea and hire an artist to sketch house, then copy sketch onto fine stationary, or, you could give them simple and elegant stationary with their family name embossed on it. Whatever housewarming gift you choose to give, key is to make it unique. With many other people giving new homeowner gifts, you’ll want yours to stand out above crowd.

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