Need A Job?

Written by Terry J. Rigg


Continued from page 1

The biggest advantage to being a courier isrepparttar huge tax deduction. Forrepparttar 110358 tax year 2002, you can deduct 36 1/2 cents per mile for all business miles. If you are making 35 cents per miles, you will pay taxes on almost nothing. You don't even have to itemize your deductions to claim this deduction. The 36 1/2 cents per mile isrepparttar 110359 standard deduction allowed byrepparttar 110360 IRS which covers all of your vehicle expenses. You will receive a 1099-misc form giving your total income forrepparttar 110361 year. You will need to report that income on Schedule C - Profit or Loss From Business. In addition, if you are away from home over 6 hours at a time, you can claim 50% of any meals while onrepparttar 110362 road. The IRS requires that you keep track of your mileage and meals each day. You can buy a small log book for this or use Budget Stretcher's Vehicle Expense Log http://www.homemoneyhelp. com/vel.html and Vehicle Expense Summary http://www.homemoneyhelp. com/ves.html.

Usuallyrepparttar 110363 only requirements to be a courier is a drivers license, a vehicle and a fairly clean driving record (NO DUI/DWI). Since most couriers deliver/pickup a regular route, most ofrepparttar 110364 time you don't even have to have a good knowledge ofrepparttar 110365 area you will be driving. After two or three days you will know your way around.

To find courier jobs in your area, checkrepparttar 110366 classified ads in your local newspaper under drivers or business opportunities. You can also check with your bank or insurance agent to see if they have a courier company providing service to them. Once you have identifiedrepparttar 110367 courier companies that service your area, a simple phone call will let you know if they have a route that suits you.

Terry Rigg is the author of Living Within Your Means - The Easy Way http://www.homemoneyhelp.com/ebookadpage.html and editor of The FREE Budget Stretcher Newsletter and Budget Stretcher web site http://www.homemoneyhelp.com. He has 25 years of experience counseling individuals and families concerning their personal finances.


Are You An Impulse Buyer?

Written by Terry J. Rigg


Continued from page 1

Always go torepparttar grocery store or dollar store with a list. Buy just what is on your list. If you see items you would like to have, make a note to put them on your list for your next trip.

Always considerrepparttar 110357 entire price of an item before buying. In my state, if you buy a car that costs $20,000, you have to pay about 7% in sales taxes within 30 days ofrepparttar 110358 purchase. That $1400 may not be that easy to come up with.

I know thatrepparttar 110359 above ideas takes allrepparttar 110360 fun out of spending your money. Planning and budgeting are about as dull as watching grass grow. However, a family that budgets their money and plans purchases, will no doubt be able to make more purchases and feel much better about it.



Terry Rigg is the author of Living Within Your Means - The Easy Way http://www.homemoneyhelp.com/ebookadpage.html and editor of The FREE Budget Stretcher Newsletter and Budget Stretcher web site http://www.homemoneyhelp.com. He has 25 years of experience counseling individuals and families concerning their personal finances.


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