Risk is a managable factor, that can be negated to almost zero. "Low returns and risk are proportional to exact degree we relinquish control of our asset to another". (I hope you heard that last statement, its most important sentence on this page.)

The further removed we are from compounding control of our assets (money), higher risk and lower return.....guaranteed.

If you could compound your money at a rate of tenfold, (or 1000%) for 48 months starting with just $1000 you would have 10 million dollars IN 4 YEARS. (Try it yourself, just get a calculator and multiply $1000 by ten, then multiply result by ten for 4 times.)

At 7% over 48 months, you would end up with grand total of $1310.79 (Try it yourself, but instead of ten, multiply by 1.07 which is equivalent to 7%)

Its a big difference isn't it?

What would it take to multiply your money by 10 every year, consistently? Or even 5 for that matter would be quite acceptable, 3 times? Yes, Yes, and Yes. They are possible, and available to you.

If control is key, how then can we physically, concretely make these results? If not in "closed shop" of worlds stock markets, then where?

Its all around you. Spare value is everywhere, waiting to be scooped and resold for a profit. At every price point imaginable. You can start with $20 or you can start with $20,000 your account size and comfort zone, are your only restrictions.

There's alot to all this. Its beyond scope of this short article. The main point here, is that "professionals" are in charge, so they get paid first, and in some cases-the most. You gave them power over your money by signing their forms. They scooped cream off, even though ITS YOUR MONEY that did work.

Its easy to understand if you will just be willing to be honest with yourself. Investing is alot of fun. Especially when you know a few things about it.

I have alot to tell you about these issues, so keep an eye out for my articles here, or visit our web site now for alot of free insights and open content pages.

(c) Martin Thomson 2005.

By playing with a mortgage calculator, also sometimes called mortgage amortization calculator or mortgage rate calculator, mortgage amortization process will start to become clearer to you.

A mortgage calculator takes vague mathematical formulas and concepts and illustrates them in ways that are easier for consumer to understand.

A mortgage amortization calculator will also show mortgage holder just how much money he or she can save over life of loan by paying just a little bit extra on principal of loan. Whether you make a large sump sum payment onto your mortgage principal, or add a small amount to each monthly payment, by playing with a mortgage calculator you will clearly see that it can save you tens or even hundreds of thousands of dollars over life of mortgage. The reality is that if all mortgage holders spent time with a mortgage calculator, every one would find a way to pay a little extra on their home mortgage loan!

If you have never used a mortgage calculator, or it has been awhile since you have, you might be surprised at all that you can learn. Go to Google, or any internet search engine, and run a search for mortgage calculator. You will find that many sites in business of initiating home mortgage loans have digital versions of mortgage calculators hosted at their site free for your use.