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"For those who choose to go to university it is a particularly hollow gesture as government will give them a few hundred pounds in cash and at same time a mortgage-style bill in tuition fees," stated Phil Willis, Liberal Democrat education spokesman. Whatever your opinion of scheme itself, it seems that even majority of those whose children will benefit from fund are either not interested or feel they do not have enough knowledge to choose a provider. While government can produce expensive adverts to raise pubic awareness and companies can provide information on accounts that are available, public’s fear and apathy regarding all things related to personal finance may prove a more difficult hurdle to overcome, and this may be a problem that not only affect us, but will also lead to many of our children paying penalty in later life.
Further information Shariah compliant CTF (http://www.thechildrensmutual.co.uk/default.aspx?page=394) Child investment account comparisons (http://www.moneynet.co.uk/banking-saving/childrens-account/index.shtml) Trust fund information (http://www.childtrustfund.gov.uk/)
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Richard works in Edinburgh for Bigmouthmedia ( http://www.bigmouthmedia.com ), occasionally writing for the personal finance blog Cashzilla ( http://cashzilla.blogspot.com/ ), and drinking too much coffee.