Money for College – where is it and how do I get it? Written by Vanessa McHooley
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An Unsubsidized Stafford Loan is available for any student who is at least a half-time student. The interest rate is variable with 8.25% cap. You can borrow up to $2,625 year 1, up to $3,500 year 2, and $5,500 for years 3-5 A Parent PLUS Loan is for parent of a dependent attending at least half-time. The interest rate is variable with 9% cap and it can cover cost of attendance less total financial aid offered. It is available year round and can even pay for back expenses. If you don't qualify for Federal loans, private loans are also available through banks and credit unions. Work Study The Federal Work-Study Program provides jobs for undergraduate and graduate students with financial need, allowing them to earn money to help pay education expenses. So how do I get all this financial aid? Your first step in applying for any government money, whether federal or state, is to complete Free Application for Federal Student Aid (FAFSA). For more information about FAFSA and how to apply, you can visit NextStudent's “FAFSA On The Web” section located here: https://www.nextstudent.com/fafsa/fafsa.asp . Other ways to find out about financial aid sources include: -Check with state agencies in both your home state and state in which you will attend college to find out about grant opportunities -Check with your college Financial Aid Office about institutional grants and scholarships -Check with your high school career counselor about grants and scholarships you may be eligible for -Search internet for student loans, scholarships, and other financial aid opportunities -Check with your parents' employers to see if they offer any scholarships -Check with advisors of any clubs you belong to, about scholarships that might be available As you can see there are many ways to get money for school. Make sure you cover all bases and try to get free money first, and use student loans if need arises, and you will end up paying for school in most efficient manner possible. This article is distributed by NextStudent. At NextStudent, we believe that getting an education is best investment you can make, and we're dedicated to helping you pursue your education dreams by making college funding as easy as possible. We invite you to learn more about how to get money for college at NexStudent.com.
Vanessa McHooley from San Diego California.
| | Healthy Habits for Winter Teaching TipWritten by Freda J. Glatt, M.A.
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6. Here is a warm recipe for a really cold day! It is taken from Macmillan Seasonal Activity Packs, Winter Wonderland, Macmillan Educational Company, 1986. This Cozy Cranberry Creation should make 24 5-ounce servings. Ingredients include 2 lemons, 1 gallon cranberry juice, 1 tablespoon honey, and, as an option, 12 cinnamon sticks. a. Cut lemons into small slices and put them in a large saucepan. b. Add cranberry juice and honey. c. Bring them to just below boiling point, over medium heat, and stir. d. Cool until warm and serve in heat-resistant paper cups. If using cinnamon sticks, break them into halves and place one in each cup for added flavor. 7. Follow up art and cooking projects with sequencing activities. Relating this important skill to a real-life event will also help develop memory skills. 8. Older children may blow up a balloon and glue small balls of colored tissue paper on it to represent a virus spreading. 9. Have older students do extra research on specific diseases. What causes them? Does heredity play a part? Is there any known cure? What do experts say about vitamin and mineral supplements? Are there any foods experts recommend? Make a class book of these reports for your class library. I hope these ideas have been useful and have ignited your own creativity. Here's to a healthy winter! And remember...Reading is FUNdamental!!
Freda J. Glatt, M.A., retired from teaching after a 34-year career in early childhood and elementary education. Her focus, now, is to reach out and help others reinforce reading comprehension and develop a love for reading. Visit her site at http://www.sandralreading.com. Reading is FUNdamental!
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