Using oft-quoted post-war study published by Social Security Administration and Denvey's Economic Tables, less than 5% of population at that time retired wealthy or financially independent. Sadly, a study done in March 2000 by American Economic Review reported that gap between "the haves" and "have nots" is widening.

Grade-Point-Score averages, according to studies, have barely been maintained over last 50 years. Moreover, in professional sports, with all advancements in mind and physical development, one would think that number of super stars being produced would have increased dramatically; however, as a percentage, it remains virtually unchanged.

With explosion of entrepreneurial opportunities in franchising and network marketing beginning in 1980s, plus same explosion from mid-1990s on in Internet businesses, why doless than 5% of participants in these ventures enjoy success and make any money! WHY?

Research and my own experience, which includes teaching an entrepreneurial course at a major community college for several years and working with several thousand participants in my Success and Wealth System course, leads me to one indisputable conclusion - Most people are without mentors, especially "Life Mentors."

You may say: It only happens in movies or for those talented few you say! How about heroics and courage against unbelievable odds in athletics, military and in everyday life. These qualities of character and achievement were learned from a true Life Mentor such as parents, teachers and those who have paid price to be called a Mentor.

Yes, we all need good Life Mentors and Coaches at every stage of our lives. But be careful to choose those who walk talk and demonstrate and exemplify life qualities and achievements in their own life.

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Charles Lalonde has just released his newest FREE eBook "The Two Greatest Life Mentors Of All Time." An information packed eBook teaches What, Why and How to choose using his exclusive "Mentor Profile Worksheet." Want a Billionaire and Multi- Millionaire for personal Mentors? You Can! Find out how - get your FREE copy at: http://www.thoughtstoriches.com/mentor

(c) Copyright Futures Management Services Inc.

When you accept change is a part of life you stop clinging to having things same all time and you can easily move on when change occurs. If you loose you job, you see it as an opportunity to move on, meet new people and develop new skills. There are always ways to make money if you need it.

If your partner leaves you, you have opportunity to learn about yourself, your likes and dislikes, you have opportunity to grow and develop and look after yourself and maybe find a new partner to grow with and love. You can find ways to fall in love with life and living and then you will never feel lonely.

No matter what happens to you there is always opportunities around you. Sometimes horrible things happen, like death of a child. If something like this happens we need time to grieve and then we must let go and move on and find ways to enjoy our lives again. It can seem tough and it is, but time will heal, just give yourself a chance to heal your pain and get professional help if you need to.

But for most things in life we simply need to take a deep breath, be prepared to move out of our comfort zones, and look around and embrace new experiences coming our way. And then we do not have to be angry because something has not gone to plan. We will know that every supposed set back is an opportunity for us to learn and grow, to practice forgiveness and compassion and unconditional love. We can control thoughts and actions of others but we can and should lead by example with kind words and actions of our own.

When we can accept and embrace change, instead of reacting with anger, life really can become and exciting and grand adventure.